1284 Ridge Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1284 Ridge Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,073 sqft · built 2010
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Last Sale	$302,800 (Aug 2021)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Mar 2022 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-12-06-0-00062-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-06-0-00062-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,073 sqft Adjusted Area
1st Floor Area	1,368 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	175 ft deep x 31 ft wide
Patio Area	140 sqft

Location & Zoning

Street Address	1284 RIDGE CV
City	HERNANDO
State	MS
Zip	38632-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERL
Legal Description	CROSS CREEK S-D SEC B LOT 62
Legal Range	008
Legal Township	03S
Legal Section	12
Legal Subdivision	CROSS CREEK S-D
Legal Lot Number	62
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1284 RIDGE CV, HERNANDO, MS 38632-1171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Intrafamily Transfer, Transfer UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Apr 9, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Apr 9, 2020
Deed Book / Page	968 / 619
Last Transfer Date	Mar 30, 2022
Transfer Doc	000992/376
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Mar 30, 2022
Property Address	1284 RIDGE CV, HERNANDO, MS 38632-1171
Document Number	000992/376
Book / Page	992 / 376
Map Reference	MB 63 PG 3
Instrument Date	Mar 30, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1284 RIDGE CV, HERNANDO, MS 38632-1171

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 20, 2021
Property Address	1284 RIDGE CV, HERNANDO, MS 38632-1171
Document Number	000968/619
Book / Page	968 / 619
Map Reference	MB 63 PG 3
Instrument Date	Aug 18, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6553 FOX HORN PL, 6553, SOUTHAVEN, MS 38671-9402

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1284 RIDGE CV, HERNANDO, MS 38632-1171

Mortgage

Document Number	0005323771
Date	Aug 20, 2021
Instrument	5323/771

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 9, 2020
Property Address	1284 RIDGE CV, HERNANDO, MS 38632-1171
Document Number	000916/776
Book / Page	916 / 776
Map Reference	MB 63 PG 3
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1904 ROBERTSON RD, 1904, HERNANDO, MS 38632-1530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6553 FOX HOM PI, SOUTHAVEN, MS 38671
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,300.00 (+14.48%)	$19,750 (+36.36%) Land $3,000 Building $16,750	$197,498 (+36.36%) Land $30,000 Building $167,498
2023	$2,009.00	$14,484	$144,839 Land $30,000 Building $114,839

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Telapex Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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