1289 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 1289 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,975 sqft · built 2001
Lot Size	1.06 acres (46,539 sqft)
Owner	2 Trust Names on File
Last Sale	$1,505,000 (Dec 2021)
Tax Bill	$12,612 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2021 Sale
Flood Zone	Zone VE (high risk)
APN	`29-09S-06W-7317-0000-0406`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7317-0000-0406`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,975 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,539 sqft
Lot Width	104 ft Width
Deck Area	374 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1289 E GULF BEACH DR
City	EASTPOINT
State	FL
Zip	32328-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 SAVANNAH COVE 187/174 624/396 643/112 924/79 1078/706 1151/16 1321/167
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	SAVANNAH COVE
Legal Lot Number	6
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1071
Census Tract	970304

Owner

1289 E Gulf Beach Dr is held in a trust since December 2021.

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	6159 LEIGH READ RD, TALLAHASSEE, FL 32309-8980
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Dec 14, 2021	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 14, 2021 · Amount on File
Deed Sale	Dec 14, 2021 · Amount on File
Prior Sale	Aug 20, 2015 · Amount on File
Deed Document Number	202119007593
Deed Book / Page	1321 / 167
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	1289 E GULF BEACH DR, EASTPOINT, FL 32328-3103
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6159 LEIGH READ RD, TALLAHASSEE, FL 32309-8980

Mortgage

Document Number	0019000527
Date	Jan 26, 2022
Book Page	1325/72
Instrument	202219000527

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Dec 14, 2021
Property Address	1289 E GULF BEACH DR, EASTPOINT, FL 32328-3103
Document Number	0019007593
Book / Page	1321 / 167
Map Reference	MB 6 PG 14
Instrument Date	Dec 10, 2021
Instrument	202119007593
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$10,535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 796, BOSTON, GA 31626-0796

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6159 LEIGH READ RD, TALLAHASSEE, FL 32309-8980

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,612.00 (-1.16%)	$1,351,998 (-) Land $320,000 Building $1,031,998	$1,351,998 (-) Land $320,000 Building $1,031,998
2024	$12,760.00 (-3.85%)	$1,351,998 (-) Land $320,000 Building $1,031,998	$1,351,998 (-) Land $320,000 Building $1,031,998
2023	$13,271.00 (+2.72%)	$1,351,998 (+5.46%) Land $320,000 Building $1,031,998	$1,351,998 (+5.46%) Land $320,000 Building $1,031,998
2022	$12,919.00	$1,281,998 Land $250,000 Building $1,031,998	$1,281,998 Land $250,000 Building $1,031,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1289 E Gulf Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1289 E Gulf Beach Dr is moderate, ranking above 46% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Gulf Beach Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures