12884 Simpson Ranch Ct, Wilton, CA 95693 Property Records

Sacramento County property record for 12884 Simpson Ranch Ct, Wilton, CA 95693

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 8,558 sqft · built 2017
Lot Size	18.7 acres (817,186 sqft)
Owner	Trust Name on File
Last Sale	$1,500,000 (Sep 2017)
Tax Bill	$19,029 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`126-0430-015-0000`

Property Details

APN / Parcel Number

Primary APN	`126-0430-015-0000`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	8,558 sqft Living Area
1st Floor Area	6,464 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	817,186 sqft
Garage Area	1,045 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12884 SIMPSON RANCH CT
City	WILTON
State	CA
Zip	95693-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-20
Legal Description	SIMPSON RANCH, LOT 15
Legal Subdivision	SIMPSON RANCH
Legal Lot Number	15
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SLOUGHHOUSE
Census Block Group	1
Census Block	1021
Census Tract	8602

Owner

12884 Simpson Ranch Ct is held in a trust since September 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	12884 SIMPSON RANCH CT, WILTON, CA 95693-9428
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Apr 23, 2025	Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY BANK
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE TURNKEY FOUNDATION INC
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE TURNKEY FOUNDATION INC
Oct 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2017	Grant Deed, Transfer EVERGREEN MONEYSOURCE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on File
Deed Sale	Sep 20, 2017 · Amount on File
Prior Sale	Feb 18, 2014 · Amount on File
Deed Book / Page	20170920 / 862
Last Transfer Date	Sep 24, 2019
Transfer Doc	10080000000758
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12884 SIMPSON RANCH CT, WILTON, CA 95693-9428
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12884 SIMPSON RANCH CT, WILTON, CA 95693-9428

Mortgage

Document Number	0000000179
Date	Feb 24, 2022
Instrument	2022022400179

Lender

Name	SPRING EQ LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12884 SIMPSON RANCH CT, WILTON, CA 95693-9428
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12884 SIMPSON RANCH CT, WILTON, CA 95693-9428

Mortgage

Document Number	0000000458
Date	Apr 23, 2025
Instrument	202504230458

Lender

Name	CORNERSTONE COMMUNITY BANK
Type	Bank
Address	REDDING, CA 96002

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12884 SIMPSON RANCH CT, WILTON, CA 95693-9428
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12884 SIMPSON RANCH CT, WILTON, CA 95693-9428

Mortgage

Document Number	0000001805
Date	Mar 15, 2021
Instrument	202103151805

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12884 SIMPSON RANCH CT, WILTON, CA 95693-9428
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12884 SIMPSON RANCH CT, WILTON, CA 95693-9428

Mortgage

Document Number	3150000001805
Date	Mar 15, 2021
Book Page	20210315/1805

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 8, 2019
Property Address	12884 SIMPSON RANCH CT, WILTON, CA 95693-9428
Document Number	1910080758
Instrument Date	Sep 24, 2019
Instrument	1910080758
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12884 SIMPSON RANCH CT WILTON CA 956939428, WILTON, CA 95693-9428

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 20, 2017
Property Address	12884 SIMPSON RANCH CT, WILTON, CA 95693-9428
Document Number	1709200862
Instrument Date	Sep 7, 2017
Instrument	1709200862
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12884 SIMPSON RANCH CT WILTON CA 95693, WILTON, CA 95693

Mortgage

Document Number	1709200863
Date	Sep 20, 2017
Instrument	1709200863

Lender

Name	EVERGREEN MONEYSOURCE MTG
Type	Mortgage Company
Address	15405 SE 37TH ST # 200, BELLEVUE, WA 98006-1772

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12884 Simpson Ranch Ct was $19,029, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,441,191 (+36.72%) Land $696,349 Building $1,744,842
2025	$19,029.00 (+0.8%)	$1,785,483 Land $682,696 Building $1,102,787
2024	$18,878.00 (+2.82%)
2023	$18,361.00 (+1.81%)	$1,716,152 Land $656,187 Building $1,059,965
2022	$18,035.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12884 Simpson Ranch Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12884 Simpson Ranch Ct is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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