12862 Rainbow Dr, Bigfork, MT 59911 Property Records

Lake County property record for 12862 Rainbow Dr, Bigfork, MT 59911

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,550 sqft · built 2007
Lot Size	4.11 acres (179,031 sqft)
Owner	Company Name on File
Tax Bill	$10,921 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`R1516006`

Property Details

APN / Parcel Number

Primary APN	`R1516006`
Alternative APNs	`15-3708-11-3-01-05-0000` `0000013531`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	179,031 sqft (4.11 acres)
Lot Dimensions	316 ft deep x 566 ft wide
Porch	Open Porch
Porch Area	336 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000013531
Street Address	12862 RAINBOW DR
City	BIGFORK
State	MT
Zip	59911-5837
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SWAN SITES NO II, S11, T26 N, R19 W, LOT 007
Legal Subdivision	SWAN SITES NO II
Legal Lot Number	7
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	2
Census Block	2005
Census Tract	100

Owner

Source: Lake County records · APN R1516006

Assessment roll updated December 31, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	1520 E HICKORY HILL RD, ARGYLE, TX 76226-2912
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Warranty Deed, Transfer · Commercial Mortgage C MICHAEL O HEARN REVOCALBE TRUST
Apr 06, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Oct 10, 2025
Deed Sale	Oct 10, 2025
Prior Sale	Apr 06, 2023
Deed Document Number	634959
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Oct 10, 2025
Property Address	12862 RAINBOW DR, BIGFORK, MT 59911-5837
Document Number	0000634959
Instrument Date	Oct 07, 2025
Instrument	634959
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1520 E HICKORY HILL RD, ARGYLE, TX 76226-2912

Mortgage

Document Number	0000634960
Date	Oct 10, 2025
Instrument	634960

Lender

Name	C MICHAEL O HEARN REVOCALBE TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jan 10, 2027

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Apr 06, 2023
Property Address	12862 RAINBOW DR, BIGFORK, MT 59911-5837
Document Number	0000604204
Instrument Date	Mar 31, 2023
Instrument	604204
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12862 RAINBOW DR, COLUMBIA FALLS, MT 59912

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,921.00 (+140.66%)	$2,125,900 (+158.63%)	$2,125,900 (+158.63%) Land $1,785,000 Building $340,900
2023	$4,538.00	$822,000	$822,000 Land $483,000 Building $339,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 41% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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