Essex County and Montclair Township property record for 128 Summit Ave, Montclair, NJ 07043 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,871 sqft · built 1926 |
| Lot Size | 0.273 acres (11,879 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,125,000 (Aug 2017) |
| Tax Bill | $36,268 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03505-0000-00009 |
| Primary APN | 13-03505-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,871 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Lot Area | 11,879 sqft (0.273 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130350500009 |
|---|---|
| Street Address | 128 SUMMIT AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11880SF |
| Legal Block | 3505 |
| Legal Lot Number | 9 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 16300 |
Source: Essex County and Montclair Township records · APN 13-03505-0000-00009
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 SUMMIT AVE, MONTCLAIR, NJ 07043-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK |
| Oct 04, 2019 | Deed of Trust, Mortgage CITY NAT'L BK |
| Aug 02, 2017 | Grant Deed, Transfer GUARDHILL FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2017 · Amount on Record |
| Deed Sale | Aug 02, 2017 · Amount on Record |
| Prior Sale | Dec 21, 2011 · Amount on Record |
| Deed Document Number | 201767694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 128 SUMMIT AVE, MONTCLAIR, NJ 07043-2223 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 200 PARK AVE S 8TH, 8, NEW YORK, NY 10003-1503 |
| Document Number | 0000049968 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022049968 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 128 SUMMIT AVE, MONTCLAIR, NJ 07043-2223 |
| Document Number | 0000107314 |
| Instrument Date | Oct 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2019 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 SUMMIT AVE MONTCLAIR NJ 070432223, MONTCLAIR, NJ 07043-2223 |
| Document Number | 0000107314 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 107314 |
| Name | CITY NAT'L BK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.14% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 02, 2017 |
| Property Address | 128 SUMMIT AVE, MONTCLAIR, NJ 07043-2223 |
| Document Number | 0000067694 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 67694 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2017 |
| Title Company | RELIANT TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 SUMMIT AVE MONTCLAIR NJ 070432223, MONTCLAIR, NJ 07043-2223 |
| Document Number | 67700 |
|---|---|
| Date | Aug 02, 2017 |
| Instrument | 67700 |
| Name | GUARDHILL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | NEW YORK, NY 10017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,031,500 (-) Land $384,400 Building $647,100 | $1,031,500 (-) Land $384,400 Building $647,100 | |
| 2025 | $36,268.00 (+3.32%) | $1,031,500 (-) Land $384,400 Building $647,100 | $1,031,500 (-) Land $384,400 Building $647,100 |
| 2024 | $35,101.00 (+3.5%) | ||
| 2023 | $1,031,500 Land $384,400 Building $647,100 | $1,031,500 Land $384,400 Building $647,100 | |
| 2022 | $33,915.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130163004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1983–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2021, rainfall accumulation |
| Wildfire Risk | Low above 4% of the US · above 10% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 436 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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