Essex County and Montclair Township property record for 123 Summit Ave, Montclair, NJ 07043 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1925 |
| Square Footage | 3,035 sqft Living Area |
| Lot Size | 12,415 sqft (0.285 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $99,999 (2020) |
| Tax Bill | $29,703.00 (2025) |
| Primary APN | 13-03506-0000-00043 |
|---|---|
| Alternative APN |
|
| Building Area | 3,035 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame Construction |
| Lot Area | 12,415 sqft (0.285 acres) |
| Depth X Width | 191 ft x 65 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130350600043 |
|---|---|
| Street Address | 123 SUMMIT AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2222 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 65X191 IRR |
| Legal Block | 3506 |
| Legal Lot Number | 43 |
| Jurisdiction | ESSEX NJ |
| Minor Civil Division | MONTCLAIR |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 16300 |
Source: Essex County and Montclair Township records · APN 13-03506-0000-00043
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jul 30, 2020 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Oct 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TWO RIVER CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on Record |
| Deed Sale | Jul 30, 2020 · Amount on Record |
| Deed Doc Number | 202070990 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 123 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000070991 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 123 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000070991 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 70991 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 30, 2020 |
| Property Address | 123 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000070990 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 70990 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 123 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222 |
| Document Number | 70991 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 70991 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 123 SUMMIT AVE, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000092019 |
| Instrument Date | Oct 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 123 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222 |
| Document Number | 0000092019 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 92019 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | TINTON FALLS, NJ 07724 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2047 |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $844,800 (-) Land $385,500 Building $459,300 | $844,800 (-) Land $385,500 Building $459,300 | |
| 2025 | $29,703.00 (+3.32%) | $844,800 (-) Land $385,500 Building $459,300 | $844,800 (-) Land $385,500 Building $459,300 |
| 2024 | $28,748.00 (+3.5%) | ||
| 2023 | $844,800 Land $385,500 Building $459,300 | $844,800 Land $385,500 Building $459,300 | |
| 2022 | $27,777.00 |
123 Summit Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Essex County (34013C), updated September 24, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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