125 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 125 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,513 sqft · built 1925
Lot Size	0.251 acres (10,944 sqft)
Owner	Individual on Record
Last Sale	$1,702,000 (Nov 2023)
Tax Bill	$26,180 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-03506-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`13-03506-0000-00044`
Alternative APN	`130350600044`

Interior

Stories	2 Stories
Building Area	2,513 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,944 sqft (0.251 acres)
Lot Dimensions	171 ft deep x 64 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350600044
Street Address	125 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	64X171 IRR
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	3506
Legal Lot Number	44
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	16300

Owner

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	125 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Oct 20, 2016 · Amount on Record
Deed Document Number	202367384
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 9, 2023
Property Address	125 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Document Number	0000067384
Instrument Date	Oct 27, 2023
Instrument	2023067384
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 HEIGHTS RD UNIT 213, 213, DARIEN, CT 06820-4140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SUMMIT AVE, MONTCLAIR, NJ 07043-2222

Mortgage

Document Number	0000067385
Date	Nov 9, 2023
Instrument	2023067385

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Max Rate	11.8%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	125 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Document Number	0000079998
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222

Mortgage

Document Number	0000079998
Date	Sep 14, 2018
Instrument	79998

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$744,600 (-) Land $379,600 Building $365,000	$744,600 (-) Land $379,600 Building $365,000
2025	$26,180.00 (+3.32%)	$744,600 (+0.26%) Land $379,600 Building $365,000	$744,600 (+0.26%) Land $379,600 Building $365,000
2024	$25,338.00 (+3.76%)
2023		$742,700 (-) Land $379,600 Building $363,100	$742,700 (-) Land $379,600 Building $363,100
2022	$24,419.00 (+1.76%)	$742,700 Land $379,600 Building $363,100	$742,700 Land $379,600 Building $363,100
2021	$23,996.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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