131 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 131 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,347 sqft · built 1925
Lot Size	0.313 acres (13,650 sqft)
Owner	2 Individual Names on File
Last Sale	$428,000 (Apr 1998)
Tax Bill	$33,430 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03506-0000-00047`

Property Details

APN / Parcel Number

Primary APN	`13-03506-0000-00047`
Alternative APN	`130350600047`

Interior

Stories	2 Stories
Building Area	3,347 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,650 sqft (0.313 acres)
Lot Dimensions	210 ft deep x 65 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	130350600047
Street Address	131 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	65X210 IRR
Legal Block	3506
Legal Lot Number	47
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	16300

Owner

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 1998 · Amount on Record
Deed Sale	Apr 15, 1998 · Amount on Record
Prior Sale	Jul 8, 1997 · Amount on Record
Deed Book / Page	5530 / 442
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	131 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021066842
Date	May 27, 2021
Instrument	2021066842

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.85%
Type Change Date	May 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	3.85%
Index	Other
Margin	3
Max Rate	6.85%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	131 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Document Number	0000033917
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222

Mortgage

Document Number	0000033917
Date	Apr 1, 2020
Instrument	33917

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,800 (-) Land $389,700 Building $561,100	$950,800 (-) Land $389,700 Building $561,100
2025	$33,430.00 (+3.32%)	$950,800 (-) Land $389,700 Building $561,100	$950,800 (-) Land $389,700 Building $561,100
2024	$32,355.00 (+3.5%)
2023		$950,800 Land $389,700 Building $561,100	$950,800 Land $389,700 Building $561,100
2022	$31,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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