127 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 127 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,702 sqft · built 1925
Lot Size	0.231 acres (10,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$747,000 (Sep 2006)
Tax Bill	$28,743 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03506-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`13-03506-0000-00045`
Alternative APN	`130350600045`

Interior

Stories	2 Stories
Building Area	2,702 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	10,075 sqft (0.231 acres)
Lot Dimensions	155 ft deep x 65 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350600045
Street Address	127 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	65X155 IRR
Legal Subdivision	SUMMIT AVE EXT
Legal Block	3506
Legal Lot Number	45
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2006 · Amount on Record
Deed Sale	Sep 27, 2006 · Amount on Record
Deed Book / Page	6397 / 892
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	127 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093412
Date	Oct 19, 2022
Instrument	2022093412

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	127 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021085319
Date	Jul 14, 2021
Instrument	2021085319

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$817,500 (-) Land $376,300 Building $441,200	$817,500 (-) Land $376,300 Building $441,200
2025	$28,743.00 (+3.32%)	$817,500 (+5.7%) Land $376,300 Building $441,200	$817,500 (+5.7%) Land $376,300 Building $441,200
2024	$27,819.00 (+9.4%)
2023		$773,400 Land $376,300 Building $397,100	$773,400 Land $376,300 Building $397,100
2022	$25,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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