128 Pinnacle Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 128 Pinnacle Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,850 sqft · built 2018
Lot Size	0.089 acres (3,855 sqft)
Owner	Individual Name on Record
Last Sale	$1,278,500 (Oct 2018)
Tax Bill	$14,933 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`612-261-53`

Property Details

APN / Parcel Number

Primary APN	`612-261-53`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Building Area	3,850 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	3,855 sqft (0.089 acres)
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	128 PINNACLE DR
City	LAKE FOREST
State	CA
Zip	92630-8726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17963 BLK LOT 74
Legal Subdivision	TRACT NO 17963
Legal Tract	17963
Legal Lot Number	74
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3003
Census Tract	52423

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 PINNACLE DR, LAKE FOREST, CA 92630-8726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Oct 12, 2018	Grant Deed, Transfer · ARM CTBC BANK CORP USA
Oct 12, 2018	Quit Claim Deed, Transfer WESTMINSTER TITLE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	2018372039
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Oct 5, 2026
Property Address	128 PINNACLE DR, LAKE FOREST, CA 92630-8726
Document Number	0000279344
Instrument Date	Oct 1, 2026
Instrument	2026279344
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	60 BIANCO, IRVINE, CA 92618-0106

Mortgage

Document Number	0000279344,
Date	Oct 5, 2026
Instrument	2026279344

Lender

Name	EAST WEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	128 PINNACLE DR, LAKE FOREST, CA 92630-8726
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NATL TTL CO LONG BE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5316 MOLINO, IRVINE, CA 92618-4834

Mortgage

Document Number	0000649440
Date	Oct 25, 2021
Instrument	2021000649440

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	10%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 12, 2018
Property Address	128 PINNACLE DR, LAKE FOREST, CA 92630-8726
Document Number	0000372039
Map Reference	MB959 PG46-50
Instrument Date	Aug 31, 2018
Instrument	2018000372039
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PINNACLE DR, LAKE FOREST, CA 92630-8726

Mortgage

Document Number	0000372041
Date	Oct 12, 2018
Instrument	2018000372041

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	11%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 12, 2018
Property Address	128 PINNACLE DR, LAKE FOREST, CA 92630-8726
Document Number	0000372040
Instrument Date	Aug 13, 2018
Instrument	372040
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	WESTMINSTER TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	128 PINNACLE DR LAKE FOREST CA 926308726, LAKE FOREST, CA 92630-8726

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,454,321 (+2%) Land $566,599 Building $887,722
2025	$14,933.00 (+4.3%)	$1,425,805 (+4.04%) Land $555,489 Building $870,316
2023	$14,317.00 (+1.81%)	$1,370,441 Land $533,920 Building $836,521
2022	$14,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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