78 Pinnacle Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 78 Pinnacle Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,915 sqft · built 2018
Lot Size	0.1 acres (4,344 sqft)
Owner	2 Company Names on Record
Last Sale	$1,620,000 (Jan 2022)
Tax Bill	$18,098 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`612-261-64`

Property Details

APN / Parcel Number

Primary APN	`612-261-64`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,915 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,344 sqft (0.1 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	78 PINNACLE DR
City	LAKE FOREST
State	CA
Zip	92630-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17963 BLK LOT 67
Legal Subdivision	TRACT NO 17963
Legal Tract	17963
Legal Lot Number	67
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3003
Census Tract	52423

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	78 PINNACLE DR, LAKE FOREST, CA 92630-8725
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Intrafamily Transfer, Transfer
Jan 27, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage AAA CAPITAL INVESTMENT INC
Jun 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 29, 2018	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	202236804
Last Transfer Date	Nov 21, 2023
Transfer Doc	0000306705
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 12, 2023
Property Address	78 PINNACLE DR, LAKE FOREST, CA 92630-8725
Document Number	0000306705
Map Reference	MB 959 PG 46-50
Instrument Date	Nov 21, 2023
Instrument	2023000306705
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	78 PINNACLE DR, LAKE FOREST, CA 92630-8725

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 27, 2022
Property Address	78 PINNACLE DR, LAKE FOREST, CA 92630-8725
Document Number	0000036804
Map Reference	MB 959 PG 46-50
Instrument Date	Jan 4, 2022
Instrument	2022000036804
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2134 MAIN ST STE 185, 185, HUNTINGTON BEACH, CA 92648-6448

Mortgage

Document Number	0000036805
Date	Jan 27, 2022
Instrument	2022000036805

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	78 PINNACLE DR, LAKE FOREST, CA 92630-8725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 PINNACLE DR, LAKE FOREST, CA 92630-8725

Mortgage

Document Number	0000432978
Date	Aug 25, 2020
Instrument	2020000432978

Lender

Name	AAA CAPITAL INVESTMENT INC
Type	Non-Lending Institution
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 26, 2020
Property Address	78 PINNACLE DR, LAKE FOREST, CA 92630-8725
Document Number	0000299356
Instrument Date	May 27, 2020
Instrument	299356
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	78 PINNACLE DR LAKE FOREST CA 926308725, LAKE FOREST, CA 92630-8725

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 29, 2018
Property Address	78 PINNACLE DR, LAKE FOREST, CA 92630-8725
Document Number	0000390223
Map Reference	MB959 PG46-50
Instrument Date	Oct 29, 2018
Instrument	2018000390223
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTRNISTER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	78 PINNACLE DR, LAKE FOREST, CA 92630-8725

Mortgage

Document Number	0000390224
Date	Oct 29, 2018
Instrument	2018000390224

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,753,539 (+2%) Land $1,030,820 Building $722,719
2025	$18,098.00 (+4.31%) Homeowner's exemption	$1,719,156 (+4.04%) Land $1,010,607 Building $708,549
2023	$17,351.00 (+48.05%) Homeowner's exemption	$1,652,400 Land $971,364 Building $681,036
2022	$11,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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