St. Joseph County property record for 12780 N River Rd, Constantine, MI 49042 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,160 sqft |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Sep 2021) |
| Tax Bill | $1,373 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-028-011-10 |
| Primary APN | 003-028-011-10 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,160 sqft Building Perimeter |
| 1st Floor Area | 2,160 sqft |
| Basement Area | 2,160 sqft |
| Unfinished Basement | 2,160 sqft |
| Lot Area | 80,586 sqft (1.85 acres) |
|---|---|
| Lot Dimensions | 310 ft deep x 260 ft wide |
| Garage Area | 864 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12780 N RIVER RD |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-9683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM W 1/4 COR SEC 28 T7S R12W TH S 89D 58M 40S E 2636.12 TO CEN SD SEC TH E 1324.34 FT TH S 00D 08M 24S W 841.67 FT TO POB TH |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 28 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 41101 |
Source: St. Joseph County records · APN 003-028-011-10
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12780 N RIVER RD, CONSTANTINE, MI 49042-9683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Sep 22, 2021 | Warranty Deed, Transfer |
| May 09, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | May 09, 2019 · Amount on Record |
| Deed Document Number | 20219562 |
| Prior Transfer Date | Jun 27, 2007 |
| Prior Transfer Doc | 1462/0386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 12780 N RIVER RD, CONSTANTINE, MI 49042-9683 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020007111 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020007111 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 22, 2021 |
| Property Address | 12780 N RIVER RD, CONSTANTINE, MI 49042-9683 |
| Document Number | 2021009562 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021009562 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17890 FEATHERSTONE RD, 17890, CONSTANTINE, MI 49042-8710 |
| Name | Verified Name |
|---|---|
| Address | 12780 N RIVER RD, CONSTANTINE, MI 49042-9683 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 09, 2019 |
| Property Address | 12780 N RIVER RD, CONSTANTINE, MI 49042-9683 |
| Document Number | 01958/0381 |
| Book / Page | 1958 / 0381 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,419.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68766 TWILIGHT ST, 68766, EDWARDSBURG, MI 49112-8738 |
| Name | Verified Name |
|---|---|
| Address | 17890 FEATHERSTONE RD, CONSTANTINE, MI 49042-8710 |
| Document Number | 0001958383 |
|---|---|
| Date | May 09, 2019 |
| Instrument | 1958/383 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Unified School District | Constantine Public School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,700 (+1.78%) | $331,400 (+1.78%) | |
| 2025 | $1,373.00 Homeowner's exemption | $162,800 Land $9,800 Building $153,000 | $325,600 Land $19,600 Building $306,000 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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