St. Joseph County property record for 12812 N River Rd, Constantine, MI 49042 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,488 sqft Building Perimeter |
| Lot Size | 174,240 sqft (4 acres) |
| Garage | 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $91,000 (2010) |
| Tax Bill | $2,112.00 (2025) |
Source: St. Joseph County records · APN 003-028-011-15
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12812 N RIVER RD, CONSTANTINE, MI 49042-9683 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 29, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2010 · Amount on Record |
| Deed Sale | Sep 17, 2010 · Amount on Record |
| Prior Sale | Jun 10, 2010 · Amount on Record |
| Deed Book / Page | 1587 / 424 |
| Prior Transfer Date | Jul 19, 2010 |
| Prior Transfer Doc | 1581/0699 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 31, 2026 |
| Property Address | 12812 N RIVER RD, CONSTANTINE, MI 49042-9683 |
| Document Number | 0000006218 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20266218 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12812 N RIVER RD, CONSTANTINE, MI 49042-9683 |
| Document Number | 0000006218, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20266218 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 17, 2041 |
| Rate | 5.84% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 29, 2022 |
| Property Address | 12812 N RIVER RD, CONSTANTINE, MI 49042-9683 |
| Document Number | 2022010723 |
| Instrument Date | Nov 08, 2022 |
| Instrument | 2022010723 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12812 N RIVER RD, CONSTANTINE, MI 49042-9683 |
| Date | Dec 29, 2022 |
|---|
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2037 |
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Unified School District | Constantine Public School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,300 (+3.57%) Land $18,900 Building $123,400 | $284,600 (+3.57%) Land $37,800 Building $246,800 | |
| 2025 | $2,112.00 Homeowner's exemption | $137,400 Land $14,300 Building $123,100 | $274,800 Land $28,600 Building $246,200 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 003-028-011-15 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,488 sqft Building Perimeter |
| 1st Floor | 1,488 sqft 1st Floor |
| Basement Area | 1,008 sqft Basement |
| Unfinished Basement | 1,008 sqft Unfinished |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Area | 528 sqft Garage |
| Street Address | 12812 N RIVER RD |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-9683 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM W 1/4 COR SEC 28 T7S R12W TH S 89D 58M 40S E 2636.12 TO CEN SD SEC TH E 1324.34 FT TH S 00D 08M 24S W 571.26 FT TO POB TH |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 28 |
| Jurisdiction | ST JOSEPH MI |
| Minor Civil Division | CONSTANTINE |
| Census Blockgroup | 2 |
| Census Block | 2069 |
| Census Tract | 41101 |
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