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121 Prospect St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 121 Prospect St, Lodi, NJ 07644 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1952
Square Footage1,305 sqft Living Area
Lot Size5,001 sqft (0.115 acres)
GarageDetached
OccupancyOwner Occupied
Last Sale$680,000 (2026)
Tax Bill$11,317.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-00039-0000-00006
Alternative APNs
  • 310003900006
  • 078300

Interior

Building Area1,305 sqft Living Area
1st Floor1,305 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame Construction
Lot Area5,001 sqft (0.115 acres)
Depth X Width100 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Location & Zoning

Account Number078300
Street Address121 PROSPECT ST
CityLODI
StateNJ
Zip07644-2938
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description50X100
Legal Block39
Legal Lot Number6
JurisdictionBERGEN NJ
Minor Civil DivisionLODI
Census Blockgroup1
Census Block1000
Census Tract30401

Owner

Source: Bergen County and Lodi Borough records · APN 31-00039-0000-00006

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address121 PROSPECT ST, LODI, NJ 07644-2938
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed, Transfer · Conventional Mortgage
VALLEY NATIONAL BANK
May 06, 2020Grant Deed, Transfer
HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleMay 06, 2020 · Amount on Record
Deed Doc Number202635163
Deed Book / Page5806 / 495
Record RefreshedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMay 28, 2026
Property Address121 PROSPECT ST, LODI, NJ 07644-2938
Document Number0000035163
Book / Page5806 / 495
Instrument DateMay 07, 2026
Instrument202635163
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyMAIN STREET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$68,680.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 PROSPECT ST, LODI, NJ 07644-2938

Mortgage

Document Number0000035164,
DateMay 28, 2026
Book Page5806/501
Instrument202635164
Lender
NameVALLEY NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateMay 06, 2020
Property Address121 PROSPECT ST, LODI, NJ 07644-2938
Document Number0035910646
Book / Page003591 / 000646
Instrument DateMar 25, 2020
Instrument20046344
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanyHUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$435.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 PROSPECT ST LODI NJ 076442938, LODI, NJ 07644-2938

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$319,700 (-) Land $160,000 Building $159,700$319,700 (-) Land $160,000 Building $159,700
2025$11,317.00 (+5.61%)$319,700 (-) Land $160,000 Building $159,700$319,700 (-) Land $160,000 Building $159,700
2024$10,716.00 (+2.69%)
2023$319,700 Land $160,000 Building $159,700$319,700 Land $160,000 Building $159,700
2022$10,435.00

Flood & Wildfire

121 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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