127 Coldwater, Irvine, CA 92602 Property Records

Orange County property record for 127 Coldwater, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,212 sqft · built 2022
Lot Size	0.129 acres (5,621 sqft)
Owner	Individual Name on Record
Last Sale	$3,365,500 (Dec 2022)
Tax Bill	$44,157 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`527-561-02`

Property Details

APN / Parcel Number

Primary APN	`527-561-02`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,212 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	5,621 sqft (0.129 acres)
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	127 COLDWATER
City	IRVINE
State	CA
Zip	92602-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 19006 BLK LOT 2
Legal Subdivision	TRACT NO 16755
Legal Tract	19006
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5030
Census Tract	52437

Owner

Source: Orange County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 COLDWATER, IRVINE, CA 92602-1926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage AAA CAPITAL INVESTMENT INC
Dec 6, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV
Dec 6, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PREFERRED BANK
Jul 30, 2021	Grant Deed, Transfer · Stand-Alone First Mortgage IRVINE COMMUNITY DEVELOPMENT COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	2022399265
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	127 COLDWATER, IRVINE, CA 92602-1926
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 COLDWATER, IRVINE, CA 92602-1926

Mortgage

Document Number	0000077738
Date	Mar 17, 2026
Instrument	2026000077738

Lender

Name	AAA CAPITAL INVESTMENT INC
Type	Non-Lending Institution
Address	ARCADIA, CA 91006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Max Rate	10.2%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 6, 2022
Property Address	127 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000399266
Map Reference	MB 985 PG 28-34
Instrument Date	Nov 30, 2022
Instrument	2022000399266
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 COLDWATER, IRVINE, CA 92602-1926

December 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 6, 2022
Property Address	127 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000399265
Map Reference	MB 985 PG 28-34
Instrument Date	Nov 16, 2022
Instrument	2022000399265
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	127 COLDWATER, IRVINE, CA 92602-1926

Mortgage

Document Number	0000399267
Date	Dec 6, 2022
Instrument	2022000399267

Lender

Name	PREFERRED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 1, 2026
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	8.75%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 30, 2021
Property Address	127 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000484260
Map Reference	MB 866 PG 12-21
Instrument Date	Jul 21, 2021
Instrument	2021000484260
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ADA STE 200, 200, IRVINE, CA 92618-5325
Investor	Possibly a Property Investor

Mortgage

Document Number	0000484263
Date	Jul 30, 2021
Instrument	2021000484263

Lender

Name	IRVINE COMMUNITY DEVELOPMENT COMPAN
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$44,157.00 (+4.23%) Homeowner's exemption	$3,501,398 (+4.04%) Land $2,352,433 Building $1,148,965
2024	$42,366.00 (+2.16%)
2023	$41,469.00 (+106.92%) Homeowner's exemption	$3,365,436 Land $2,261,086 Building $1,104,350
2022	$20,041.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: Cityside Fiber, GeoLinks, T-Mobile, Verizon.

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