Orange County property record for 125 Coldwater, Irvine, CA 92602
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,702 sqft · built 2022 |
| Lot Size | 0.143 acres (6,241 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,473,500 (Dec 2022) |
| Tax Bill | $45,736 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 527-561-03 |
| Primary APN | 527-561-03 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,702 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Lot Area | 6,241 sqft (0.143 acres) |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 125 COLDWATER |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92602-1926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 19006 BLK LOT 3 |
| Legal Tract | 19006 |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 5 |
| Census Block | 5030 |
| Census Tract | 52437 |
125 Coldwater is owned and occupied by an individual who bought it in December 2022.
Source: Orange County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 COLDWATER, IRVINE, CA 92602-1926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2022 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CTBC BANK CORP USA |
| Jul 30, 2021 | Grant Deed, Transfer · Stand-Alone First Mortgage IRVINE COMMUNITY DEVELOPMENT COMPAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2022 · Amount on File |
| Deed Sale | Dec 9, 2022 · Amount on File |
| Prior Sale | Jul 30, 2021 · Amount on File |
| Deed Document Number | 2022000403069 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 9, 2022 |
| Property Address | 125 COLDWATER, IRVINE, CA 92602-1926 |
| Document Number | 0000403069 |
| Map Reference | MB 985 PG 28-34 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 2022000403069 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 COLDWATER, IRVINE, CA 92602-1926 |
| Document Number | 0000403070 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 2022000403070 |
| Name | CTBC BANK CORP USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 30, 2021 |
| Property Address | 125 COLDWATER, IRVINE, CA 92602-1926 |
| Document Number | 0000484260 |
| Map Reference | MB 866 PG 12-21 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021000484260 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 ADA STE 200, 200, IRVINE, CA 92618-5325 |
| Investor | Possibly a Property Investor |
| Document Number | 0000484263 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021000484263 |
| Name | IRVINE COMMUNITY DEVELOPMENT COMPAN |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 125 Coldwater was $45,736.
Source: Orange County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Tustin Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $45,736.00 | $3,624,818 Land $2,402,754 Building $1,222,064 |
| 2023 | $42,840.00 (+111.74%) | $3,473,254 Land $2,309,453 Building $1,163,801 |
| 2022 | $20,232.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 125 Coldwater in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Coldwater is moderate, ranking above 66% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Google Fiber Fiber | 2,000 / 1,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
May also be available: Cityside Fiber, GeoLinks, T-Mobile, Verizon.
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