Orange County property record for 121 Coldwater, Irvine, CA 92602
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,212 sqft · built 2022 |
| Lot Size | 0.162 acres (7,033 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,411,500 (Dec 2022) |
| Tax Bill | $45,423 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 527-561-05 |
| Primary APN | 527-561-05 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,212 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 7,033 sqft (0.162 acres) |
| Garage Area | 505 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 121 COLDWATER |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92602-1926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 19006 BLK LOT 5 |
| Legal Subdivision | TRACT NO 16755 |
| Legal Tract | 19006 |
| Legal Lot Number | 5 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 5 |
| Census Block | 5030 |
| Census Tract | 52437 |
Source: Orange County records · APN 527-561-05
Assessment roll updated August 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 COLDWATER, IRVINE, CA 92602-1926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMET LENDING GROUP INC |
| Oct 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PMAC LENDING SERVICES INC |
| May 10, 2023 | Deed of Trust, Mortgage · SBA Mortgage OPEN BANK |
| Dec 09, 2022 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage EMET MORTGAGE |
| Jul 30, 2021 | Grant Deed, Transfer · Stand-Alone First Mortgage IRVINE COMMUNITY DEVELOPMENT COMPAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2022 · Amount on Record |
| Deed Sale | Dec 09, 2022 · Amount on Record |
| Prior Sale | Jul 30, 2021 · Amount on Record |
| Deed Document Number | 2022402980 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 121 COLDWATER, IRVINE, CA 92602-1926 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 121 COLDWATER, IRVINE, CA 92602-1926 |
| Document Number | 0000090554 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026000090554 |
| Name | EMET LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 121 COLDWATER, IRVINE, CA 92602-1926 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 121 COLDWATER, IRVINE, CA 92602-1926 |
| Document Number | 0000249749 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023000249749 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 121 COLDWATER, IRVINE, CA 92602-1926 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Title Company | PROVIDENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 121 COLDWATER, IRVINE, CA 92602-1926 |
| Document Number | 0000108365 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2023000108365 |
| Name | OPEN BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90017 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 09, 2022 |
| Property Address | 121 COLDWATER, IRVINE, CA 92602-1926 |
| Document Number | 0000402980 |
| Map Reference | MB 985 PG 28-34 |
| Instrument Date | Dec 07, 2022 |
| Instrument | 2022000402980 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 121 COLDWATER, IRVINE, CA 92602-1926 |
| Document Number | 0000402981 |
|---|---|
| Date | Dec 09, 2022 |
| Instrument | 2022000402981 |
| Name | EMET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 6 |
| Max Rate | 13.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 30, 2021 |
| Property Address | 121 COLDWATER, IRVINE, CA 92602-1926 |
| Document Number | 0000484260 |
| Map Reference | MB 866 PG 12-21 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021000484260 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 ADA STE 200, 200, IRVINE, CA 92618-5325 |
| Investor | Possibly a Property Investor |
| Document Number | 0000484263 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021000484263 |
| Name | IRVINE COMMUNITY DEVELOPMENT COMPAN |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Tustin Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $45,423.00 (+5.8%) | $3,614,098 (+5.95%) Land $2,404,882 Building $1,209,216 |
| 2024 | $42,933.00 (+2.16%) | |
| 2023 | $42,024.00 (+109.69%) | $3,411,283 Land $2,311,497 Building $1,099,786 |
| 2022 | $20,041.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Google Fiber Fiber | 2,000 / 1,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
May also be available: California Internet, Cityside Networks, T-Mobile USA, Verizon.
Based on FCC filings for 469 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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