118 Coldwater, Irvine, CA 92602 Property Records

Orange County property record for 118 Coldwater, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,229 sqft · built 2022
Lot Size	0.127 acres (5,572 sqft)
Owner	Individual Name on File
Last Sale	$4,464,000 (May 2023)
Tax Bill	$37,596 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`527-561-18`

Property Details

APN / Parcel Number

Primary APN	`527-561-18`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Building Area	4,229 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	5,572 sqft (0.127 acres)
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	118 COLDWATER
City	IRVINE
State	CA
Zip	92602-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 19006 BLK LOT 23
Legal Tract	19006
Legal Lot Number	23
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5030
Census Tract	52437

Owner

118 Coldwater is owned and occupied by an individual who bought it in May 2023.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	118 COLDWATER, IRVINE, CA 92602-1926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage IRVINE COMMUNITY DEVELOPMENT COMPANY LLC
May 18, 2023	Grant Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV
Feb 17, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Jul 30, 2021	Grant Deed, Transfer · Stand-Alone First Mortgage IRVINE COMMUNITY DEVELOPMENT COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Feb 17, 2023 · Amount on File
Deed Document Number	2023000115501
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	118 COLDWATER, IRVINE, CA 92602-1926
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000484259
Date	Jul 30, 2021
Instrument	2021000484259

Lender

Name	IRVINE COMMUNITY DEVELOPMENT COMPANY LLC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Commercial Mortgage

May 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 18, 2023
Property Address	118 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000115501
Map Reference	MB 985 PG 28-34
Instrument Date	May 11, 2023
Instrument	2023000115501
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	142 SALT SPG, IRVINE, CA 92602-1924
Investor	Possibly a Property Investor

February 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 17, 2023
Property Address	118 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000036667
Map Reference	MB 985 PG 28-34
Instrument Date	Feb 15, 2023
Instrument	2023000036667
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	118 COLDWATER, IRVINE, CA 92602-1926

Mortgage

Document Number	0000036668
Date	Feb 17, 2023
Instrument	2023000036668

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 1, 2030
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Max Rate	10.2%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 30, 2021
Property Address	118 COLDWATER, IRVINE, CA 92602-1926
Document Number	0000484260
Instrument Date	Jul 21, 2021
Instrument	2021000484260
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ADA STE 200, 200, IRVINE, CA 92618-5325
Investor	Possibly a Property Investor

Mortgage

Document Number	0000484263
Date	Jul 30, 2021
Instrument	2021000484263

Lender

Name	IRVINE COMMUNITY DEVELOPMENT COMPAN
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000484262
Date	Jul 30, 2021
Instrument	2021000484262

Lender

Name	IRVINE COMMUNITY DEVELOPMENT COMPANY LLC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 118 Coldwater was $37,596.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$37,596.00	$2,898,187 Land $1,638,734 Building $1,259,453
2023	$29,819.00 (+49.01%)	$2,248,120 Land $1,305,600 Building $942,520
2022	$20,011.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 118 Coldwater in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Coldwater is moderate, ranking above 66% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: Cityside Fiber, GeoLinks, T-Mobile, Verizon.

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