12648 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12648 Ridgeton Dr, Lakeside, CA 92040 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1978
Square Footage2,232 sqft Living Area
Lot Size11,321 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$875,000 (2026)
Tax Bill$11,238.00 (2025)

Property Details

APN / Parcel Number

Primary APN397-351-08-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,232 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area11,321 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address12648 RIDGETON DR
CityLAKESIDE
StateCA
Zip92040-5027
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 8 TR 008198
Legal SubdivisionLOS COCHES ESTATES
Legal Tract008198
Legal Block3
Legal Lot Number8
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3001
Census Tract16807

Owner

Source: San Diego County records · APN 397-351-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12648 RIDGETON DR, LAKESIDE, CA 92040-5027
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 19, 2026Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
KINGS MORTGAGE SERVICES INC
Sep 20, 2021Grant Deed, Transfer · Veterans Administration Mortgage
GUILD MORTGAGE CO
Nov 13, 2020Deed of Trust, Mortgage · Building or Construction Mortgage
PENTAGON FCU
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Nov 28, 2016Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 19, 2026 · Amount on Record
Deed SaleFeb 19, 2026 · Amount on Record
Prior SaleSep 20, 2021 · Amount on Record
Deed Doc Number202646299
Prior Transfer DateDec 14, 2007
Prior Transfer Doc0000004536
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionSAN DIEGO CA
Recording DateJul 20, 2026
Property Address12648 RIDGETON DR, LAKESIDE, CA 92040-5027
Document Number0000207586
Instrument DateJul 18, 2026
Instrument2026207586
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12648 RIDGETON DR, LAKESIDE, CA 92040-5027

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 19, 2026
Property Address12648 RIDGETON DR, LAKESIDE, CA 92040-5027
Document Number0000046299
Map ReferenceMAP 8198
Instrument DateDec 04, 2025
Instrument2026-0046299
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12648 RIDGETON DR, LAKESIDE, CA 92040-5027

Mortgage

Document Number0000046300
DateFeb 19, 2026
Instrument2026-0046300
Lender
NameKINGS MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 20, 2021
Property Address12648 RIDGETON DR, LAKESIDE, CA 92040-5027
Document Number0000660840
Map ReferenceMAP 8198
Instrument DateAug 25, 2021
Instrument2021-0660840
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12648 RIDGETON DR, LAKESIDE, CA 92040-5027

Mortgage

Document Number0000660841
DateSep 20, 2021
Instrument2021-0660841
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12648 RIDGETON DR, LAKESIDE, CA 92040-5027
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12648 RIDGETON DR, LAKESIDE, CA 92040-5027

Mortgage

Document Number0000712041
DateNov 13, 2020
Instrument2020-0712041
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12648 RIDGETON DR, LAKESIDE, CA 92040-5027
Document Number0000466218
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12648 RIDGETON DR LAKESIDE CA 920405027, LAKESIDE, CA 92040-5027

Mortgage

Document Number0000466218
DateAug 19, 2020
Instrument466218
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2050
Interest
Rate TypeAdjustable Rate
Rate2.12%

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12648 RIDGETON DR, LAKESIDE, CA 92040-5027
Document Number0000063400
Instrument DateNov 28, 2016
Transaction TypeMortgage
Record UpdatedFeb 14, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12648 RIDGETON DR LAKESIDE CA 920405027, LAKESIDE, CA 92040-5027

Mortgage

Document Number0000063400
DateFeb 08, 2017
Instrument63400
Lender
NameNAVY FCU
TypeCredit Union
AddressMERRIFIELD, VA 22119-3327
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$893,003 (+2%) Land $320,552 Building $572,451
2025$11,238.00 (+6.15%)$875,494 (+4.04%) Land $314,267 Building $561,227
2023$10,587.00 (+1.74%)$841,499 Land $302,064 Building $539,435
2022$10,406.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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