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12647 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12647 Ridgeton Dr, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,660 sqft · built 1979
Lot Size0.244 acres (10,619 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Jan 2000)
Tax Bill$3,412 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN397-370-15-00

Property Details

APN / Parcel Number

Primary APN397-370-15-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,660 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area10,619 sqft (0.244 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address12647 RIDGETON DR
CityLAKESIDE
StateCA
Zip92040-5057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 TR 008854
Legal SubdivisionLAKESIDE 3555-1
Legal Tract008854
Legal Block3
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract16807

Owner

Source: San Diego County records · APN 397-370-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12647 RIDGETON DR, LAKESIDE, CA 92040-5057
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 25, 2000 · Amount on Record
Deed SaleJan 25, 2000 · Amount on Record
Prior SaleOct 13, 1988 · Amount on Record
Deed Document Number200037839
Last Transfer DateJan 22, 2016
Transfer Doc0000037391
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12647 RIDGETON DR, LAKESIDE, CA 92040-5057
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000421072
DateSep 14, 2017
Instrument2017-0421072
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 05, 2027

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12647 RIDGETON DR, LAKESIDE, CA 92040-5057
Document Number0000424686
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12647 RIDGETON DR LAKESIDE CA 920405057, LAKESIDE, CA 92040-5057

Mortgage

Document Number0000424686
DateAug 03, 2020
Instrument424686
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 02, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$229,476 (+2%) Land $120,731 Building $108,745
2025$3,412.00 (+8.32%) Homeowner's exemption$224,977 (+4.04%) Land $118,364 Building $106,613
2023$3,150.00 (+2.37%) Homeowner's exemption$216,243 Land $113,769 Building $102,474
2022$3,077.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 365 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
AT&T
DSL		100 / 20

May also be available: T-Mobile USA, Verizon.

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