12660 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12660 Ridgeton Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,180 sqft · built 1978
Lot Size	0.431 acres (18,779 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Jan 2000)
Tax Bill	$5,015 (2025)
Deeds & Mortgages	Dec 2021 Transfer Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`397-351-06-00`

Property Details

APN / Parcel Number

Primary APN	`397-351-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,180 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	18,779 sqft (0.431 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12660 RIDGETON DR
City	LAKESIDE
State	CA
Zip	92040-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 6 TR 008198
Legal Subdivision	LOS COCHES ESTATES
Legal Tract	008198
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	16807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12660 RIDGETON DR, LAKESIDE, CA 92040-5027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Intrafamily Transfer, Transfer
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2000 · Amount on Record
Deed Sale	Jan 31, 2000 · Amount on Record
Prior Sale	Mar 13, 1987 · Amount on Record
Deed Document Number	200050475
Last Transfer Date	Nov 15, 2021
Transfer Doc	0000824526
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2021
Property Address	12660 RIDGETON DR, LAKESIDE, CA 92040-5027
Document Number	0000824526
Map Reference	MAP 8198
Instrument Date	Nov 15, 2021
Instrument	2021-0824526
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12660 RIDGETON DR, LAKESIDE, CA 92040-5027

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12660 RIDGETON DR, LAKESIDE, CA 92040-5027
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12660 RIDGETON DR, LAKESIDE, CA 92040-5027

Mortgage

Document Number	0000606292
Date	Aug 26, 2021
Instrument	2021-0606292

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$366,815 (+2%) Land $98,718 Building $268,097
2025	$5,015.00 (+7.34%) Homeowner's exemption	$359,624 (+4.04%) Land $96,783 Building $262,841
2023	$4,672.00 (+2.08%) Homeowner's exemption	$345,662 Land $93,026 Building $252,636
2022	$4,577.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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