1260 Polecat Rd, Troy, OH 45373 Property Records

Miami County property record for 1260 Polecat Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,080 sqft · built 2019
Lot Size	2.06 acres (89,951 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,884 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`K30-042770`

Property Details

APN / Parcel Number

Primary APN	`K30-042770`
Alternative APN	`011107.0-01-007-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	2,160 sqft
Upper Floors Area	1,000 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	89,951 sqft (2.06 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1260 POLECAT RD
City	TROY
State	OH
Zip	45373-7834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-1-7 N CEN PT NW
Legal Range	11
Legal Township	01
Legal Section	07
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1031
Census Tract	365101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1260 POLECAT RD, TROY, OH 45373-7834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Jan 8, 2020	Loan Modification, Mortgage 1ST SIGNATURE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1260 POLECAT RD, TROY, OH 45373-7834
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009995
Date	Jun 8, 2021
Instrument	2021OR-09995

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 25, 2046

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIAMI OH
Property Address	1260 POLECAT RD, TROY, OH 45373-7834
Document Number	0000006262
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1260 POLECAT RD TROY OH 453737834, TROY, OH 45373-7834

Mortgage

Document Number	0000006262
Date	May 19, 2020
Instrument	6262

Lender

Name	1ST SIGNATURE LNDG
Address	INDIANAPOLIS, IN 46256

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,884.00 (+12.68%) Homeowner's exemption	$133,210 (+32.84%) Land $21,840 Building $111,370	$380,600 (+32.84%) Land $62,400 Building $318,200
2024	$3,447.00 (+1.5%) Homeowner's exemption	$100,280 (-) Land $19,850 Building $80,430
2023	$3,396.00 (-4.04%) Homeowner's exemption	$100,280 (-) Land $19,850 Building $80,430	$286,500 (-) Land $56,700 Building $229,800
2022	$3,539.00 Homeowner's exemption	$100,280 Land $19,850 Building $80,430	$286,500 Land $56,700 Building $229,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Skymesh Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: T-Mobile.

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