2190 Polecat Rd, Troy, OH 45373 Property Records

Miami County property record for 2190 Polecat Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,380 sqft · built 2009
Lot Size	5 acres (218,148 sqft)
Owner	Individual Name on File
Tax Bill	$5,150 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`K30-022060`

Property Details

APN / Parcel Number

Primary APN	`K30-022060`
Alternative APN	`011101.0-02-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,380 sqft Living Area
1st Floor Area	4,280 sqft
Upper Floors Area	240 sqft
Basement Area	2,140 sqft
Unfinished Basement	2,140 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	218,148 sqft (5 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	290 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2190 POLECAT RD
City	TROY
State	OH
Zip	45373-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-1-1 N CEN PT NW
Legal Range	11
Legal Township	01
Legal Section	01
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1033
Census Tract	365101

Owner

Source: Miami County records · APN K30-022060

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2190 POLECAT RD, TROY, OH 45373-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2190 POLECAT RD, TROY, OH 45373-9778
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013070
Date	Oct 25, 2018
Instrument	2018OR-13070

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2190 POLECAT RD, TROY, OH 45373-9778
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004980
Date	Apr 21, 2020
Instrument	2020OR-04980

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,150.00 (+5.58%) Homeowner's exemption	$176,190 (+24.51%) Land $38,920 Building $137,270	$503,400 (+24.51%) Land $111,200 Building $392,200
2024	$4,878.00 (+1.5%) Homeowner's exemption	$141,510 (-) Land $38,360 Building $103,150
2023	$4,806.00 (-4.05%) Homeowner's exemption	$141,510 (-) Land $38,360 Building $103,150	$404,300 (-) Land $109,600 Building $294,700
2022	$5,009.00 Homeowner's exemption	$141,510 Land $38,360 Building $103,150	$404,300 Land $109,600 Building $294,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2013 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Based on FCC filings for 7 locations within half a mile of this property.

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