118 E Walnut St, Richmond, KY 40475 Property Records

Madison County property record for 118 E Walnut St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Lot Size0.197 acres (8,613 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Jul 2025)
Tax Bill$235 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Oct 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR007-0026-0010

Property Details

APN / Parcel Number

Primary APNR007-0026-0010
Alternative APNs
  • 140559
  • 99557
  • 70263

Interior

Stories1 Story

Exterior

Exterior MaterialBrick/Stone
Lot Area8,613 sqft (0.197 acres)

Location & Zoning

Account Number70263
Street Address118 E WALNUT ST
CityRICHMOND
StateKY
Zip40475-3707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESC
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1002
Census Tract10400

Owner

Source: Madison County records · APN R007-0026-0010

Assessment roll updated December 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 E WALNUT ST, RICHMOND, KY 40475-3707
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TJC MORTGAGE INC
Oct 11, 2022Deed, Transfer
May 16, 2022Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2025 · Amount on Record
Deed SaleJul 30, 2025 · Amount on Record
Prior SaleNov 08, 2022 · Amount on Record
Deed Document Number202514275228
Deed Book / Page870 / 788
Prior Transfer DateJul 23, 2024
Prior Transfer Doc0014214405
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJul 30, 2025
Property Address118 E WALNUT ST, RICHMOND, KY 40475-3707
Document Number00D870/788
Book / PageD870 / 788
Instrument DateJul 29, 2025
Instrument2014275228
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2336 UNION CITY RD, RICHMOND, KY 40475-9246

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address118 E WALNUT ST, RICHMOND, KY 40475-3707

Mortgage

Document Number2014275229
DateJul 30, 2025
Instrument2014275229
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateOct 11, 2022
Property Address118 E WALNUT ST, RICHMOND, KY 40475-3707
Document Number00D830/172
Book / PageD830 / 172
Map ReferenceMB 1 PG 87
Instrument DateOct 07, 2022
Instrument2014115221
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$25.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address123 WELCHWOOD DR, BEREA, KY 40403-9795

Transferred To (Grantee/Buyer)

NameVerified Name
Address2336 UNION CITY RD, RICHMOND, KY 40475-9246

May 2022: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionMADISON KY
Recording DateMay 16, 2022
Property Address118 E WALNUT ST, RICHMOND, KY 40475-3707
Document Number00D823/273
Book / PageD823 / 273
Instrument DateMay 05, 2022
Instrument2014092021
Transaction TypeForeclosure
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 WELCHWOOD DR, BEREA, KY 40403-9795

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$235.00 (-2.89%)$25,000 (-)$25,000 (-)
2023$242.00 (+66.9%)$25,000 (+66.67%)$25,000 (+66.67%)
2022$145.00$15,000$15,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2013 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 348 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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