Queen Anne's County property record for 103 E Step Rd, Chestertown, MD 21620 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,400 sqft · built 2022 |
| Lot Size | 0.439 acres (19,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,000 (Apr 2022) |
| Tax Bill | $2,505 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-018304 |
| Primary APN | 07-018304 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,400 sqft Total Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,125 sqft (0.439 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 018304 |
|---|---|
| Street Address | 103 E STEP RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-2410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 37-38-39 BLOCK C CHAR NOR MANOR |
| Legal Subdivision | WIENEKE SUBDIVISION |
| Legal Block | C |
| Legal Lot Number | 37ETC |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 7, CRUMPTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 810100 |
Source: Queen Anne's County records · APN 07-018304
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 04, 2022 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Dec 17, 2021 | Deed, Transfer ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2022 · Amount on Record |
| Deed Sale | Apr 04, 2022 · Amount on Record |
| Prior Sale | Dec 17, 2021 · Amount on Record |
| Deed Book / Page | 4011 / 66 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 103 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 103 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Document Number | 0042140086 |
|---|---|
| Date | May 01, 2023 |
| Book Page | 4214/86 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Apr 04, 2022 |
| Property Address | 103 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Document Number | 0040110066 |
| Book / Page | 4011 / 66 |
| Map Reference | PL 27369 |
| Instrument Date | Mar 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 103 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Document Number | 0000401172 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 4011/72 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Dec 17, 2021 |
| Property Address | 103 E STEP RD, CHESTERTOWN, MD 21620-2410 |
| Document Number | 0039260194 |
| Book / Page | 3926 / 194 |
| Map Reference | LB NBW 2 FO 416 |
| Instrument Date | Dec 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 490, QUEENSTOWN, MD 21658-0490 |
Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,833 (+16.24%) | $287,300 (+10.67%) Land $113,500 Building $173,800 | |
| 2025 | $2,505.00 (+15.01%) | ||
| 2023 | $2,178.00 | $231,267 | $259,600 Land $58,500 Building $201,100 |
Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force 10 of 15 on primary residences |
| Nearby Flood Claims | 12 (1999–2011) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Oct 2011, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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