12558 Elgin Blvd, Spring Hill, FL 34609 Property Records

Hernando County property record for 12558 Elgin Blvd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 966 sqft · built 1981
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Sep 2019)
Tax Bill	$2,490 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5182-1844-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5182-1844-0100`
Alternative APNs	`00843948` `843948`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
Gross Area	1,307 sqft
1st Floor Area	966 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	42 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00843948
Street Address	12558 ELGIN BLVD
City	SPRING HILL
State	FL
Zip	34609-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL-2ND REPLAT OF PORTIONS OF UNITS 18,19,20 BLK 1844 LOT 10
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18 REPL 2
Legal Block	1844
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3000
Census Tract	41006

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12558 ELGIN BLVD, SPRING HILL, FL 34609-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Sep 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Feb 7, 2017	Warranty Deed, Transfer SOUTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	Feb 7, 2017 · Amount on Record
Deed Document Number	201955027
Deed Book / Page	3746 / 920
Prior Transfer Date	Mar 1, 2005
Prior Transfer Doc	0019870337
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12558 ELGIN BLVD, SPRING HILL, FL 34609-1512
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12558 ELGIN BLVD, SPRING HILL, FL 34609-1512

Mortgage

Document Number	0041450894
Date	Mar 23, 2022
Book Page	4145/894
Instrument	2022022440

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12558 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number	0037460922
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12558 ELGIN BLVD SPRING HILL FL 346091512, SPRING HILL, FL 34609-1512

Mortgage

Document Number	0037460922
Date	Sep 3, 2019
Book Page	003746/000922
Instrument	55028

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 3, 2019
Property Address	12558 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number	0037460920
Book / Page	003746 / 000920
Instrument Date	Aug 26, 2019
Instrument	55027
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$769.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12558 ELGIN BLVD SPRING HILL FL 346091512, SPRING HILL, FL 34609-1512

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12558 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number	0037460935
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 N MAIN ST BROOKSVILLE FL 346012817, BROOKSVILLE, FL 34601-2817

Mortgage

Document Number	0037460935
Date	Sep 3, 2019
Book Page	003746/000935
Instrument	55029

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 7, 2017
Property Address	12558 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number	0034371080
Book / Page	003437 / 001080
Instrument Date	Feb 3, 2017
Instrument	7013
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	SOUTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12558 ELGIN BLVD SPRING HILL FL 346091512, SPRING HILL, FL 34609-1512

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,490.00 (+48.48%)	$117,921 (+21%)	$136,311 (+5.99%) Land $33,750 Building $102,561
2023		$97,455 (-20.69%) Land $97,455
2022	$1,677.00	$122,873 Land $23,775 Building $99,098	$128,611 Land $26,100 Building $102,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

Nearby Properties on Elgin Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures