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12534 Elgin Blvd, Spring Hill, FL 34609 Property Records

Hernando County property record for 12534 Elgin Blvd, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 943 sqft · built 1981
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Tax Bill$1,186 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNR32-323-17-5182-1844-0070

Property Details

APN / Parcel Number

Primary APNR32-323-17-5182-1844-0070
Alternative APNs
  • 00843911
  • 843911

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area943 sqft Living Area
Gross Area1,639 sqft
1st Floor Area943 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1994
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area299 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area312 sqft
PorchEnclosed Porch
Porch Area1,305 sqft
Deck Area144 sqft
Patio Area562 sqft
Utility Building64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number00843911
Street Address12534 ELGIN BLVD
CitySPRING HILL
StateFL
Zip34609-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL-2ND REPLAT OF PORTIONS OF UNITS 18,19,20 BLK 1844 LOT 7
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 18 REPL 2
Legal Block1844
Legal Lot Number7
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3000
Census Tract41006

Owner

Source: Hernando County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5529 VIOLET DR, NEW PORT RICHEY, FL 34652-5152
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 21, 2024
Transfer Doc0044370210
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address12534 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number0038000427
Instrument DateJan 11, 2020
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12534 ELGIN BLVD SPRING HILL FL 346091512, SPRING HILL, FL 34609-1512

Mortgage

Document Number0038000427
DateJan 28, 2020
Book Page003800/000427
Instrument5687
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 27, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,186.00 (+140.57%)$71,965 (+5.99%)$176,595 (+4.08%) Land $33,750 Building $142,845
2023$67,900 (+3%) Land $67,900
2022$493.00 Homeowner's exemption$65,922$169,676 Land $26,100 Building $143,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Tillman Fiber.

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