12582 Elgin Blvd, Spring Hill, FL 34609 Property Records

Hernando County property record for 12582 Elgin Blvd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 966 sqft · built 1982
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2021)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5182-1844-0130`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5182-1844-0130`
Alternative APNs	`00843975` `843975`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	114 sqft
Patio Area	96 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00843975
Street Address	12582 ELGIN BLVD
City	SPRING HILL
State	FL
Zip	34609-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL-2ND REPLAT OF PORTIONS OF UNITS 18,19,20 BLK 1844 LOT 13
Legal Range	18E
Legal Township	23S
Legal Section	09
Legal Subdivision	SPRING HILL UNIT 18 REPL 2
Legal Block	1844
Legal Lot Number	13
Legal Unit	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3000
Census Tract	41006

Owner

12582 Elgin Blvd is owned and occupied by an individual who bought it in December 2021.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	12582 ELGIN BLVD, SPRING HILL, FL 34609-1512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Mar 18, 2002 · Amount on File
Deed Document Number	0040941626
Deed Book / Page	4094 / 1626
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12582 ELGIN BLVD, SPRING HILL, FL 34609-1512
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4624 GONDOLIER RD, SPRING HILL, FL 34609-1819

Mortgage

Document Number	0046570995
Date	Jan 15, 2026
Book Page	4657/995
Instrument	2026002687

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 3, 2021
Property Address	12582 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number	0040941626
Book / Page	4094 / 1626
Map Reference	MB 17 PG 29-34
Instrument Date	Dec 3, 2021
Instrument	2021091498
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12582 ELGIN BLVD, 12582, SPRING HILL, FL 34609-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12582 ELGIN BLVD, SPRING HILL, FL 34609-1512

Mortgage

Document Number	0040941628
Date	Dec 3, 2021
Instrument	4094/1628

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12582 Elgin Blvd was $1,945.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00	$136,281 Land $28,125 Building $108,156	$136,281 Land $28,125 Building $108,156
2023		$121,135 Land $24,153 Building $96,982
2022	$1,839.00		$121,135 Land $21,750 Building $99,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12582 Elgin Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12582 Elgin Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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