12518 Elgin Blvd, Spring Hill, FL 34609 Property Records

Hernando County property record for 12518 Elgin Blvd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$166,900 (Apr 2021)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5182-1844-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5182-1844-0050`
Alternative APNs	`00843895` `843895`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	1,258 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	367 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00843895
Street Address	12518 ELGIN BLVD
City	SPRING HILL
State	FL
Zip	34609-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL-2ND REPLAT OF PORTIONS OF UNITS 18,19,20 BLK 1844 LOT 5
Legal Range	18E
Legal Township	23S
Legal Section	09
Legal Subdivision	SPRING HILL UNIT 18 REPL 2
Legal Block	1844
Legal Lot Number	5
Legal Unit	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3000
Census Tract	41006

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12518 ELGIN BLVD, SPRING HILL, FL 34609-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Aug 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	2021031114
Deed Book / Page	3989 / 1632
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 29, 2021
Property Address	12518 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number	0039891632
Book / Page	3989 / 1632
Map Reference	MB 17 PG 29-34
Instrument Date	Apr 9, 2021
Instrument	2021031114
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	SOUTHEAST TITLE/THE SUNCOAST, SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,168.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8503 ELECTRA AVE, 8503, BROOKSVILLE, FL 34613-5730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12518 ELGIN BLVD, SPRING HILL, FL 34609-1512

Mortgage

Document Number	39891634
Date	Apr 29, 2021
Instrument	3989/1634

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 16, 2018
Property Address	12518 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number	0036131573
Book / Page	003613 / 001573
Instrument Date	Aug 9, 2018
Instrument	49508
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	12518 ELGIN BLVD SPRING HILL FL 346091512, SPRING HILL, FL 34609-1512

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,184.00 (+0.69%) Additional exemption filed	$192,438 (+5.49%) Land $33,750 Building $158,688	$192,438 (+4.15%) Land $33,750 Building $158,688
2023		$182,416 (+3%) Land $25,935 Building $156,481
2022	$2,169.00 Homeowner's exemption	$177,103 Land $23,775 Building $153,328	$184,766 Land $26,100 Building $158,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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