12526 Elgin Blvd, Spring Hill, FL 34609 Property Records

Hernando County property record for 12526 Elgin Blvd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,315 sqft · built 1981
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Sep 2023)
Tax Bill	$2,715 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5182-1844-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5182-1844-0060`
Alternative APNs	`00843902` `843902`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,315 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	1,315 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00843902
Street Address	12526 ELGIN BLVD
City	SPRING HILL
State	FL
Zip	34609-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL-2ND REPLAT OF PORTIONS OF UNITS 18,19,20 BLK 1844 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18 REPL 2
Legal Block	1844
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3000
Census Tract	41006

Owner

12526 Elgin Blvd is owned and occupied by an individual who bought it in September 2023.

Source: Hernando County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	12526 ELGIN BLVD, SPRING HILL, FL 34609-1512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY NATIONAL MORTGAGE CO
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
May 22, 2023	Warranty Deed, Transfer ALL ABOUT TITLE LLC
Mar 17, 2023	Warranty Deed, Construction Loan · Construction Mortgage GENESIS CAPITAL LLC
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	May 22, 2023 · Amount on File
Deed Document Number	202358744
Deed Book / Page	4343 / 69
Prior Transfer Date	Jul 11, 2018
Prior Transfer Doc	0036060113
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12526 ELGIN BLVD, SPRING HILL, FL 34609-1512
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 N MAIN ST, BROOKSVILLE, FL 34601-2817

Mortgage

Document Number	0043460754
Date	Sep 22, 2023
Book Page	4346/754
Instrument	2023060739

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	BROOKSVILLE, FL 34601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 18, 2023
Property Address	12526 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number	0043430069
Book / Page	4343 / 69
Map Reference	MB 17 PG 29
Instrument Date	Sep 6, 2023
Instrument	2023058744
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9444 VANCOUVER RD, SPRING HILL, FL 34608-6568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12526 ELGIN BLVD, SPRING HILL, FL 34609-1512

Mortgage

Document Number	0000434371
Date	Sep 18, 2023
Instrument	4343/71

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 22, 2023
Property Address	12526 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number	0043001950
Book / Page	4300 / 1950
Map Reference	MB 17 PG 29
Instrument Date	May 5, 2023
Instrument	2023031367
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	ALL ABOUT TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,232.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4820 MINNETONKA BLVD STE 303, 303, SAINT LOUIS PARK, MN 55416-5708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9444 VANCOUVER RD, BROOKSVILLE, FL 34608-6568

March 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 17, 2023
Property Address	12526 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number	0042751660
Book / Page	4275 / 1660
Map Reference	MB 17 PG 29
Instrument Date	Mar 6, 2023
Instrument	2023014513
Transaction Type	Construction Loan
Record Updated	Apr 14, 2023
Title Company	ALL ABOUT TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3112 E GERALD LN, INVERNESS, FL 34453-0609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 MINNETONKA BLVD # 3030, 3030, ST LOUIS PARK, MN 55416-2263
Investor	Possibly a Property Investor

Mortgage

Document Number	2023014514
Date	Mar 17, 2023
Instrument	2023014514

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 23, 2018
Property Address	12526 ELGIN BLVD, SPRING HILL, FL 34609-1512
Document Number	0036060113
Book / Page	003606 / 000113
Instrument Date	Jul 11, 2018
Instrument	44350
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12526 ELGIN BLVD SPRING HILL FL 346091512, SPRING HILL, FL 34609-1512

Tax Assessment & Valuation

The 2025 property tax bill for 12526 Elgin Blvd was $2,715.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,715.00	$181,172 Land $33,750 Building $147,422	$181,172 Land $33,750 Building $147,422
2023		$77,148 (+3%) Land $77,148
2022	$570.00 Homeowner's exemption	$74,901	$161,621 Land $26,100 Building $135,521

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12526 Elgin Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12526 Elgin Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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