12545 116th St, Largo, FL 33778 Property Records

Pinellas County property record for 12545 116th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,782 sqft · built 1978
Lot Size	0.16 acres (6,948 sqft)
Owner	2 Individual Names on File
Last Sale	$397,000 (Dec 2020)
Tax Bill	$3,156 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8128-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8128-3`
Alternative APNs	`09-30-15-01970-000-0660` `301509019700000660` `153009019700000660` `R101387`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,282 sqft
1st Floor Area	1,782 sqft
Flooring	Carpet

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,948 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	59 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101387
Street Address	12545 116TH ST
City	LARGO
State	FL
Zip	33778-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVON RIDGE LOT 66
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	AVON RIDGE
Legal Tract	1970
Legal Lot Number	66
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2015
Census Tract	25307

Owner

12545 116th St is owned and occupied by two individuals who bought it in December 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12545 116TH ST, LARGO, FL 33778-2502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 18, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	Oct 18, 2017 · Amount on File
Deed Document Number	2020392139
Deed Book / Page	21321 / 1953
Prior Transfer Date	Jun 20, 2016
Prior Transfer Doc	0192421963
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 30, 2020
Property Address	12545 116TH ST, LARGO, FL 33778-2502
Document Number	0213211953
Book / Page	21321 / 1953
Map Reference	MB 77 PG 8&9
Instrument Date	Dec 17, 2020
Instrument	2020392139
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,779.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2098 SEMINOLE BLVD APT 5107, 2098, LARGO, FL 33778-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12545 116TH ST, SEMINOLE, FL 33778-2502

Mortgage

Document Number	0213211954
Date	Dec 30, 2020
Instrument	21321/1954

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 18, 2017
Property Address	12545 116TH ST, LARGO, FL 33778-2502
Document Number	0198092000
Book / Page	019809 / 002000
Instrument Date	Oct 17, 2017
Instrument	317641
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12545 116TH ST LARGO FL 337782502, LARGO, FL 33778-2502

Tax Assessment & Valuation

The 2025 property tax bill for 12545 116th St was $3,156 with a homeowner's exemption, up 5.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,156.00 (+5.91%) Homeowner's exemption	$208,455	$488,780 Land $133,543 Building $355,237
2024	$2,980.00 (+1.98%)
2023	$2,922.00 (+3.25%) Homeowner's exemption	$196,680 (+3%)	$438,419 (+17.65%) Land $147,829 Building $290,590
2022	$2,830.00 Homeowner's exemption	$190,951	$372,636 Land $150,673 Building $221,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12545 116th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12545 116th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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