12527 116th St, Largo, FL 33778 Property Records

Pinellas County property record for 12527 116th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1978
Lot Size	0.16 acres (6,952 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Feb 2024)
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8127-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8127-5`
Alternative APNs	`09-30-15-01970-000-0650` `301509019700000650` `153009019700000650` `R101386`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	2,107 sqft
1st Floor Area	1,360 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,952 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	408 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101386
Street Address	12527 116TH ST
City	LARGO
State	FL
Zip	33778-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVON RIDGE LOT 65
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	AVON RIDGE
Legal Tract	1970
Legal Lot Number	65
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2015
Census Tract	25307

Owner

12527 116th St is owned and occupied by two individuals who bought it in February 2024.

Source: Pinellas County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12527 116TH ST, LARGO, FL 33778-2502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Aug 1, 2023	Warranty Deed, Transfer · Commercial Mortgage SUNCOAST EQUITY PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on File
Deed Sale	Feb 20, 2024 · Amount on File
Prior Sale	Aug 1, 2023 · Amount on File
Deed Document Number	202441576
Deed Book / Page	22709 / 1959
Prior Transfer Date	Jul 18, 2007
Prior Transfer Doc	0159161958
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 20, 2024
Property Address	12527 116TH ST, LARGO, FL 33778-2502
Document Number	0227091959
Book / Page	22709 / 1959
Map Reference	MB 77 PG 8&9
Instrument Date	Feb 16, 2024
Instrument	2024041576
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 S HYDE PARK AVE, TAMPA, FL 33606-2234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12527 116TH ST, LARGO, FL 33778-2502

Mortgage

Document Number	0227091961
Date	Feb 20, 2024
Instrument	22709/1961

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 1, 2023
Property Address	12527 116TH ST, LARGO, FL 33778-2502
Document Number	0225220279
Book / Page	22522 / 279
Map Reference	MB 77 PG 8&9
Instrument Date	Jul 31, 2023
Instrument	2023199219
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11626 W CLEARWATER CT, HOMOSASSA, FL 34448-4304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 W FAIR OAKS AVE, TAMPA, FL 33611-2231

Mortgage

Document Number	0022522281
Date	Aug 1, 2023
Instrument	22522/281

Lender

Name	SUNCOAST EQUITY PARTNERS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12527 116th St was $4,672 with a homeowner's exemption, down 32.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,672.00 (-32.17%) Homeowner's exemption	$288,279	$387,611 Land $132,273 Building $255,338
2024	$6,888.00 (+38.26%)
2023	$4,982.00 (+9.4%)	$290,565 (+10.14%)	$290,565 (+10.14%) Land $137,841 Building $152,724
2022	$4,554.00	$263,815	$263,815 Land $143,039 Building $120,776

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12527 116th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12527 116th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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