12552 116th St, Largo, FL 33778 Property Records

Pinellas County property record for 12552 116th St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,610 sqft · built 1979
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$149,000 (Jan 2013)
Deeds & MortgagesJun 2026 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-8108-5

Property Details

APN / Parcel Number

Primary APNC62-000-749-8108-5
Alternative APNs
  • 09-30-15-01970-000-0460
  • 301509019700000460
  • 153009019700000460
  • R101367

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,610 sqft Living Area
Gross Area2,336 sqft
1st Floor Area1,610 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions100 ft deep x 72 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area285 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR101367
Street Address12552 116TH ST
CityLARGO
StateFL
Zip33778-2501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAVON RIDGE LOT 46
Legal Range15E
Legal Township30S
Legal Section9
Legal SubdivisionAVON RIDGE
Legal Tract1970
Legal Lot Number46
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2014
Census Tract25307

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12552 116TH ST, LARGO, FL 33778-2501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Oct 20, 2017Quit Claim Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2013 · Amount on Record
Deed SaleJan 2, 2013 · Amount on Record
Deed Document Number2013779
Deed Book / Page17836 / 1312
Last Transfer DateOct 16, 2017
Transfer Doc0198121183
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateJun 2, 2026
Property Address12552 116TH ST, LARGO, FL 33778-2501
Document Number0000148168
Book / Page23579 / 645
Instrument DateMay 22, 2026
Instrument2026148168
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12552 116TH ST, LARGO, FL 33778-2501

Mortgage

Document Number0000148168,
DateJun 2, 2026
Book Page23579/645
Instrument2026148168
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 1, 2031
Interest
Rate6.23%
Max Rate-1%

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateOct 20, 2017
Property Address12552 116TH ST, LARGO, FL 33778-2501
Document Number0198121183
Book / Page019812 / 001183
Instrument DateOct 16, 2017
Instrument320326
Transaction TypeTransfer
Record UpdatedNov 7, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12552 116TH ST LARGO FL 337782501, LARGO, FL 33778-2501

Mortgage

Document Number198121185
DateOct 20, 2017
Book Page019812/001185
Instrument320327
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Veteran's exemption$155,083 (+5.99%)$369,674 (+16.05%) Land $139,056 Building $230,618
2023Homeowner's exemption$146,322$318,549 Land $148,934 Building $169,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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