12442 116th St, Largo, FL 33778 Property Records

Pinellas County property record for 12442 116th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1978
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Jul 2007)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8111-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8111-9`
Alternative APNs	`09-30-15-01970-000-0490` `153009019700000490` `R101370`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Heated Area
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	250 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101370
Old Parcel Number	153009019700000490
Street Address	12442 116TH ST
City	LARGO
State	FL
Zip	33778-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVON RIDGE LOT 49
Legal Range	15
Legal Township	30
Legal Section	09
Legal Subdivision	AVON RIDGE
Legal Lot Number	49
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2014
Census Tract	25307

Owner

12442 116th St is owned and occupied by an individual who bought it in July 2007.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12442 116TH ST, LARGO, FL 33778-2501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON HM LNS INC
Jul 31, 2017	Loan Modification, Mortgage · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2007 · Amount on File
Deed Sale	Jul 5, 2007 · Amount on File
Prior Sale	Jul 2, 1998 · Amount on File
Deed Document Number	0015873996
Deed Book / Page	15873 / 996
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12442 116TH ST, LARGO, FL 33778-2501
Document Number	0213401173
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	TROPICAL TITLE INSURANCE LLC, TROPICAL TITLE INS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12442 116TH ST LARGO FL 337782501, LARGO, FL 33778-2501

Mortgage

Document Number	0213401173
Date	Jan 13, 2021
Book Page	021340/001173
Instrument	11768

Lender

Name	HAMILTON HM LNS INC
Address	SUNRISE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2051

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	12442 116TH ST, LARGO, FL 33778-2501
Document Number	0197960933
Book / Page	019796 / 000933
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12442 116TH ST LARGO FL 337782501, LARGO, FL 33778-2501

Mortgage

Document Number	0197960933
Date	Oct 6, 2017
Book Page	019796/000933
Instrument	304624

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 12442 116th St was $1,881 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00 Homeowner's exemption	$141,270	$348,443 Land $136,676 Building $211,767
2023	$1,723.00 (+3.86%) Homeowner's exemption	$133,290 (+3%)	$316,001 (+10.6%) Land $146,311 Building $169,690
2022	$1,659.00 Homeowner's exemption	$129,408	$285,714 Land $150,992 Building $134,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12442 116th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12442 116th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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