12536 116th St, Largo, FL 33778 Property Records

Pinellas County property record for 12536 116th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,614 sqft · built 1979
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Nov 2025)
Tax Bill	$4,442 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8109-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8109-3`
Alternative APNs	`09-30-15-01970-000-0470` `301509019700000470` `153009019700000470` `R101368`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,614 sqft Living Area
Gross Area	2,507 sqft
1st Floor Area	1,614 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	409 sqft
Deck Area	341 sqft
Patio Area	341 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101368
Street Address	12536 116TH ST
City	LARGO
State	FL
Zip	33778-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVON RIDGE LOT 47
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	AVON RIDGE
Legal Tract	1970
Legal Lot Number	47
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2014
Census Tract	25307

Owner

12536 116th St is owned by two individuals who bought it in November 2025.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	483 S BAYSHORE DR, MADEIRA BEACH, FL 33708-2305
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Jul 20, 2020 · Amount on File
Deed Document Number	2025329944
Deed Book / Page	23369 / 1577
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 24, 2025
Property Address	12536 116TH ST, LARGO, FL 33778-2501
Document Number	0233691577
Book / Page	23369 / 1577
Map Reference	MB 77 PG 8&9
Instrument Date	Nov 21, 2025
Instrument	2025329944
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	COASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1687 HOLLAND ST, BIRMINGHAM, MI 48009-6855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 S BAYSHORE DR, MADEIRA BEACH, FL 33708-2305

Mortgage

Document Number	0233691579
Date	Nov 24, 2025
Instrument	23369/1579

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12536 116TH ST, LARGO, FL 33778-2501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201652595
Date	Aug 14, 2018
Book Page	20165/2595
Instrument	2018258792

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 20, 2020
Property Address	12536 116TH ST, LARGO, FL 33778-2501
Document Number	0210841927
Book / Page	21084 / 1927
Map Reference	MB 77 PG 8&9
Instrument Date	Jul 16, 2020
Instrument	2020214176
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 PARK AVE, 401, CAPE CARTERET, NC 28584-8972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12536 116TH ST, LARGO, FL 33778-2501

Mortgage

Document Number	0210841929
Date	Jul 20, 2020
Instrument	21084/1929

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12536 116th St was $4,442, up 5.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,442.00 (+5.66%)	$276,190 (+2.9%)	$375,663 (+3.37%) Land $138,977 Building $236,686
2024	$4,204.00 (+1.79%) Homeowner's exemption	$268,406 (+3%)	$363,406 (+8.38%) Land $159,811 Building $203,595
2023	$4,130.00 (+2.97%) Homeowner's exemption	$260,588 (+3%)	$335,315 (+10.79%) Land $149,064 Building $186,251
2022	$4,011.00 Homeowner's exemption	$252,998	$302,665 Land $153,999 Building $148,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12536 116th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12536 116th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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