Lubbock County property record for 12802 Elgin Ave, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,662 sqft · built 2015 |
| Lot Size | 0.522 acres (22,767 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,040 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer May 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R324957 |
| Primary APN | R324957 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,662 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,767 sqft (0.522 acres) |
| Garage Area | 1,126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12802 ELGIN AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-6164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLA MIA ESTATES L 88 |
| Legal Subdivision | BELLA MIA ESTATES |
| Legal Lot Number | 880 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 10512 |
Source: Lubbock County records · APN R324957
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12802 ELGIN AVE, LUBBOCK, TX 79423-6164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 06, 2026 | Transfer on Death Deed, Transfer |
| May 02, 2025 | Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU |
| Jul 06, 2020 | Deed of Trust, Mortgage FEDERAL EMPS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2025 |
| Deed Sale | May 02, 2025 |
| Prior Sale | Aug 07, 2015 · Amount on Record |
| Deed Document Number | 2025-16824 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Feb 06, 2026 |
| Property Address | 12802 ELGIN AVE, LUBBOCK, TX 79423-6164 |
| Document Number | 0000004214 |
| Map Reference | FILE 2014033153 |
| Instrument Date | Feb 04, 2026 |
| Instrument | 2026004214 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12802 ELGIN AVE, LUBBOCK, TX 79423-6164 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 02, 2025 |
| Property Address | 12802 ELGIN AVE, LUBBOCK, TX 79423-6164 |
| Document Number | 0000016824 |
| Map Reference | DOC 2014033153 |
| Instrument Date | May 01, 2025 |
| Instrument | 2025016824 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2025 |
| Title Company | TITLE ONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12802 ELGIN AVE, LUBBOCK, TX 79423-6164 |
| Document Number | 0000016825 |
|---|---|
| Date | May 02, 2025 |
| Instrument | 2025016825 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 12802 ELGIN AVE, LUBBOCK, TX 79423-6164 |
| Document Number | 0000028617 |
| Instrument Date | Jul 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | HUB CITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12802 ELGIN AVE LUBBOCK TX 794236164, LUBBOCK, TX 79423-6164 |
| Document Number | 0000028617 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 28617 |
| Name | FEDERAL EMPS CU |
|---|---|
| Type | Credit Union |
| Address | LUBBOCK, TX 79423 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 09, 2035 |
Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,040.00 (+3.4%) Homeowner's exemption | $467,538 (+19.3%) Land $30,800 Building $436,738 | $467,538 (+8.01%) Land $30,800 Building $436,738 |
| 2024 | $7,776.00 (+9.88%) | ||
| 2023 | $7,077.00 (-6.94%) Homeowner's exemption | $391,901 Land $30,800 Building $402,052 | $432,852 Land $30,800 Building $402,052 |
| 2022 | $7,605.00 |
Source: FEMA National Flood Hazard Layer as of October 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Communications Cable | 940 / 35 |
| JAB Wireless Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet Holdings.
Based on FCC filings for 119 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures