St. Charles County property record for 125 Valley Forge, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,781 sqft · built 1981 |
| Lot Size | 0.293 acres (12,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,500 (Jun 2001) |
| Deeds & Mortgages | Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 450000F197 |
| Primary APN | 450000F197 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,781 sqft Living Area |
| Gross Area | 4,532 sqft |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 1,192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 12,760 sqft (0.293 acres) |
| Lot Dimensions | 220 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 559 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 770 sqft |
| Patio Area | 378 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 450000F197 |
|---|---|
| Street Address | 125 VALLEY FRG |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AB8 |
| Legal Description | HERITAGE #18 LOT 372 |
| Legal Subdivision | HERITAGE #18 |
| Legal Lot Number | 372 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 311145 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 125 VALLEY FRG, SAINT CHARLES, MO 63303-6198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2001 · Amount on Record |
| Deed Sale | Jun 26, 2001 · Amount on Record |
| Deed Document Number | 200152738 |
| Deed Book / Page | 2605 / 1206 |
| Last Transfer Date | Dec 31, 2020 |
| Transfer Doc | 0000026242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 25, 2021 |
| Property Address | 125 VALLEY FRG, SAINT CHARLES, MO 63303-6198 |
| Document Number | 2021R026242 |
| Map Reference | MB 22 PG 6 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2021R-026242 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 125 VALLEY FRG, SAINT CHARLES, MO 63303-6198 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $84,406 (+10.57%) | $444,245 (+10.58%) Land $80,000 Building $364,245 |
| 2023 | $76,334 | |
| 2022 | $401,758 Land $70,000 Building $331,758 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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