112 Valley Forge, Saint Charles, MO 63303 Property Records

St. Charles County property record for 112 Valley Forge, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,753 sqft · built 1983
Lot Size0.324 acres (14,100 sqft)
Owner2 Individual Names on Record
Last Sale$338,183 (May 2016)
Tax Bill$4,717 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN450000F200

Property Details

APN / Parcel Number

Primary APN450000F200
Alternative APN
  • 3-0015-5482-00-0375.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,753 sqft Living Area
Gross Area4,687 sqft
1st Floor Area1,463 sqft
Basement Area1,451 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,100 sqft (0.324 acres)
Lot Dimensions141 ft deep x 100 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number450000F200
Street Address112 VALLEY FRG
CitySAINT CHARLES
StateMO
Zip63303-6198
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAB8
Legal DescriptionHERITAGE #18 LOT 375
Legal SubdivisionHERITAGE #18
Legal Lot Number375
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group2
Census Block2003
Census Tract311145

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address112 VALLEY FRG, SAINT CHARLES, MO 63303-6198
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2016 · Amount on Record
Deed SaleMay 19, 2016 · Amount on Record
Prior SaleMay 19, 2016 · Amount on Record
Deed Document Number201630679
Deed Book / Page6541 / 1616
Prior Transfer DateOct 3, 2013
Prior Transfer Doc0061101502
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address112 VALLEY FRG, SAINT CHARLES, MO 63303-6198
Document Number0072550894
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address112 VALLEY FRG ST CHARLES MO 633036198, ST CHARLES, MO 63303-6198

Mortgage

Document Number0072550894
DateMar 25, 2020
Book Page007255/000894
Instrument182820
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60605
Agreement
AmountAmount Recorded
Term180 Months
DueMar 24, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,717.00 (+8.01%)$78,662 (+11.34%)$414,009 (+11.34%) Land $80,000 Building $334,009
2024$4,367.00
2023$70,649
2022$371,835 Land $70,000 Building $301,835

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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