121 Valley Forge, Saint Charles, MO 63303 Property Records

St. Charles County property record for 121 Valley Forge, Saint Charles, MO 63303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,392 sqft · built 1981
Lot Size	0.251 acres (10,944 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Feb 2000)
Tax Bill	$4,617 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`450000F196`

Property Details

APN / Parcel Number

Primary APN	`450000F196`
Alternative APN	`3-0015-5482-00-0371.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
Gross Area	4,071 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,944 sqft (0.251 acres)
Lot Dimensions	144 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	1,064 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	450000F196
Street Address	121 VALLEY FRG
City	SAINT CHARLES
State	MO
Zip	63303-6198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE #18 LOT 371
Legal Subdivision	HERITAGE #18
Legal Lot Number	371
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2003
Census Tract	311145

Owner

Source: St. Charles County records · APN 450000F196

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 VALLEY FRG, SAINT CHARLES, MO 63303-6198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 29, 2000 · Amount on Record
Deed Sale	Feb 29, 2000 · Amount on Record
Deed Document Number	200011843
Deed Book / Page	2366 / 700
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	121 VALLEY FRG, SAINT CHARLES, MO 63303-6198
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R018447
Date	Mar 03, 2021
Instrument	2021R-018447

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,990 (-)	$405,208 (-) Land $80,000 Building $325,208
2025	$4,617.00	$76,990 (+12.13%)	$405,208 (+12.13%) Land $80,000 Building $325,208
2023		$68,660
2022			$361,370 Land $70,000 Building $291,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 7% of Missouri
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.