St. Charles County property record for 116 Valley Forge, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,698 sqft · built 1981 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | Trust on Record |
| Tax Bill | $4,972 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 450000F199 |
| Primary APN | 450000F199 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,698 sqft Living Area |
| 1st Floor Area | 1,451 sqft |
| Basement Area | 1,421 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 13,000 sqft |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 56 sqft |
| Patio Area | 502 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 450000F199 |
|---|---|
| Old Parcel Number | 450000F199 |
| Street Address | 116 VALLEY FRG |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AB8 |
| Legal Description | HERITAGE #18 LOT 374 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | HERITAGE #18 |
| Legal Lot Number | 374 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 311145 |
Source: St. Charles County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust on Record |
|---|---|
| Mailing Address | 116 VALLEY FRG, SAINT CHARLES, MO 63303-6198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Dec 11, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Dec 8, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage MIDLAND STATES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2003 |
| Deed Sale | Jul 1, 2003 |
| Prior Sale | Jan 10, 2018 |
| Deed Document Number | 0034941756 |
| Last Transfer Date | Dec 11, 2020 |
| Transfer Doc | 0000097570 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 116 VALLEY FRG, SAINT CHARLES, MO 63303-6198 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | NETCO |
| Name | Verified Name |
|---|---|
| Address | 116 VALLEY FRG, SAINT CHARLES, MO 63303-6198 |
| Document Number | 0000079282 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020R-079282 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 11, 2020 |
| Property Address | 116 VALLEY FRG, SAINT CHARLES, MO 63303-6198 |
| Document Number | 0000097570 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 97570 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 116 VALLEY FRG ST CHARLES MO 633036198, ST CHARLES, MO 63303-6198 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 10, 2018 |
| Property Address | 116 VALLEY FRG, SAINT CHARLES, MO 63303-6198 |
| Document Number | 0068651881 |
| Book / Page | 006865 / 001881 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 19780 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 VALLEY FRG ST CHARLES MO 633036198, ST CHARLES, MO 63303-6198 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 8, 2017 |
| Property Address | 116 VALLEY FRG, SAINT CHARLES, MO 63303-6198 |
| Document Number | 0000760880 |
| Book / Page | 6850 / 1725 |
| Map Reference | MB 22 PG 6 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 20171208000760880 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | CONTINENTAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 VALLEY FRG, SAINT CHARLES, MO 63303-6198 |
| Document Number | 0000760890 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 20171208000760890 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,972.00 | $82,939 (+12.43%) | $436,522 (+12.43%) Land $80,000 Building $356,522 |
| 2023 | $73,768 | ||
| 2022 | $388,252 Land $70,000 Building $318,252 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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