113 Valley Forge, Saint Charles, MO 63303 Property Records

St. Charles County property record for 113 Valley Forge, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,714 sqft · built 1983
Lot Size	0.346 acres (15,092 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Sep 2022)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`450000F194`

Property Details

APN / Parcel Number

Primary APN	`450000F194`
Alternative APN	`3-0015-5482-00-0369.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,714 sqft Living Area
1st Floor Area	1,426 sqft
Basement Area	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Other
Exterior Material	Wood
Lot Area	15,092 sqft
Lot Dimensions	154 ft deep x 98 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	75 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	450000F194
Old Parcel Number	450000F194
Street Address	113 VALLEY FRG
City	SAINT CHARLES
State	MO
Zip	63303-6198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AB8
Legal Description	HERITAGE #18 LOT 369
Legal Range	04E
Legal Township	46N
Legal Subdivision	HERITAGE #18
Legal Lot Number	369
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2003
Census Tract	311145

Owner

Source: St. Charles County records · APN 450000F194

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	113 VALLEY FRG, SAINT CHARLES, MO 63303-6198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Mar 04, 1999
Deed Document Number	0202251089
Deed Book / Page	2022 / 51089
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 16, 2022
Property Address	113 VALLEY FRG, SAINT CHARLES, MO 63303-6198
Document Number	0000051089
Map Reference	MB 22 PG 6
Instrument Date	Sep 13, 2022
Instrument	2022R-051089
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 VALLEY FRG, SAINT CHARLES, MO 63303-8496

Mortgage

Document Number	0000051091
Date	Sep 16, 2022
Instrument	2022R-051091

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2042

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,740.00	$79,049 (+11.11%)	$416,049 (+11.11%) Land $80,000 Building $336,049
2023		$71,147
2022			$374,458 Land $70,000 Building $304,458

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 353 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.