Charlotte County property record for 12495 Patsy Ave, Port Charlotte, FL 33981
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,893 sqft · built 2024 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Jul 2025) |
| Tax Bill | $5,142 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-21-31-480-005 |
| Primary APN | 40-21-31-480-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,893 sqft Living Area |
| Gross Area | 2,896 sqft |
| Flooring | Covered |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004554409 |
|---|---|
| Old Parcel Number | 00582630004006 |
| Street Address | 12495 PATSY AVE |
| City | PORT CHARLOTTE |
| State | FL |
| Zip | 33981-2067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PCH 053 1795 0014 PORT CHARLOTTE SEC53 BLK1795 LT14 706/1236 1707/1164 2449/1252 2962/999 3536/1046 3553/1483 |
| Legal Range | 21E |
| Legal Township | 40S |
| Legal Section | 31 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Block | 1795 |
| Legal Lot Number | 14 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 30102 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 BOATWRIGHTS LOOP, PLYMOUTH, MA 02360-6638 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Jun 18, 2021 | Warranty Deed, Transfer OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Prior Sale | Jun 18, 2021 · Amount on Record |
| Deed Document Number | 3551235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 25, 2025 |
| Property Address | 12495 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Document Number | 0003551235 |
| Map Reference | MB 5 PG 67A-67E |
| Instrument Date | Jul 23, 2025 |
| Instrument | 3551235 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 CRANDON BLVD APT 311, 311, KEY BISCAYNE, FL 33149-1518 |
| Name | Verified Name |
|---|---|
| Address | 101 BOATWRIGHTS LOOP, PLYMOUTH, MA 02360-6638 |
| Document Number | 0003551236 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 3551236 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 18, 2021 |
| Property Address | 12495 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Document Number | 0047880876 |
| Book / Page | 4788 / 876 |
| Map Reference | MB 5 PG 67A-67E |
| Instrument Date | Apr 18, 2021 |
| Instrument | 2960843 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 CRANDON BLVD APT 311, 311, KEY BISCAYNE, FL 33149-1518 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,142.00 (+945.12%) | $336,431 (+2,195.52%) | $400,563 (+2,008.23%) Land $20,000 Building $380,563 |
| 2023 | $492.00 (+12.84%) | $14,656 (+1%) | $19,000 (+42.6%) Land $19,000 |
| 2022 | $436.00 | $13,324 Land $13,324 | $13,324 Land $13,324 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 474 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 474 in force |
| Nearby Flood Claims | 83 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
May also be available: Hotwire Communications, Verizon.
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