12502 Patsy Ave, Port Charlotte, FL 33981 Property Records

Charlotte County property record for 12502 Patsy Ave, Port Charlotte, FL 33981

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,764 sqft · built 2016
Lot Size0.459 acres (19,999 sqft)
OwnerCompany Name on File
Last Sale$39,900 (Nov 2015)
Tax Bill$2,876 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN40-21-31-479-004

Property Details

APN / Parcel Number

Primary APN40-21-31-479-004
Alternative APNs
  • 0058238-000000-2
  • 10004554399

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
Gross Area2,803 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2016
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area19,999 sqft (0.459 acres)
Garage TypeAttached
Garage Area687 sqft
DrivewayDriveway
Driveway Area1,160 sqft

Exterior Amenities

Pool Area264 sqft
PorchPorch
Porch Area352 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004554399
Old Parcel Number00582380000002
Street Address12502 PATSY AVE
CityPORT CHARLOTTE
StateFL
Zip33981-2066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPCH 053 1794 0004 PORT CHARLOTTE SEC 53 BLK 1794 LT 4 261/633 1229/1305 2236/148 E2392/805 E2392/830 4032/358 RE
Legal Range21E
Legal Township40S
Legal Section31
Legal SubdivisionPORT CHARLOTTE
Legal Block1794
Legal Lot Number4
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group1
Census Block1069
Census Tract30102

Owner

Source: Charlotte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12502 PATSY AVE, PORT CHARLOTTE, FL 33981-2066
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2015 · Amount on Record
Deed SaleNov 30, 2015 · Amount on Record
Deed Document Number2398382
Deed Book / Page4032 / 0358
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address12502 PATSY AVE, PORT CHARLOTTE, FL 33981-2066
Document Number0041780569
Book / Page004178 / 000569
Instrument DateFeb 1, 2017
Transaction TypeMortgage
Record UpdatedMay 17, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12502 PATSY AVE PORT CHARLOTTE FL 339812066, PORT CHARLOTTE, FL 33981-2066

Mortgage

Document Number0041780569
DateMar 20, 2017
Book Page004178/000569
Instrument2508244
Lender
NameUSAA
Address10750 W INTERSTATE 10, SAN ANTONIO, TX 78288-1600
Agreement
AmountAmount Recorded
Term180 Months
DueMar 19, 2032

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,876.00 (-14.28%) Homeowner's exemption$228,323 (+19.79%)$394,696 (+2.32%) Land $58,000 Building $336,696
2023$3,355.00 (-6.13%) Homeowner's exemption$190,603 (-8.87%)$385,761 (+2.66%) Land $58,000 Building $327,761
2022$3,574.00 Homeowner's exemption$209,150$375,781 Land $49,300 Building $326,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 474 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies474 in force
Nearby Flood Claims83 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 16 claims
  • Hurricane Ian, Oct 2022 · 28 claims
  • Hurricane Ian, Oct 2022 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
2,000 / 1,000
Xfinity
Cable · Fiber in parts of the area
1,200 / 35

May also be available: Hotwire Communications, Verizon.

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