Charlotte County property record for 12518 Patsy Ave, Port Charlotte, FL 33981
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,349 sqft · built 2005 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Aug 2019) |
| Tax Bill | $724 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-21-31-479-006 |
| Primary APN | 40-21-31-479-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,349 sqft Living Area |
| Gross Area | 3,198 sqft |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Masonry/Stucco |
| Lot Area | 10,000 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 602 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Pool Area | 360 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 246 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004554400 |
|---|---|
| Old Parcel Number | 00582360000004 |
| Street Address | 12518 PATSY AVE |
| City | PORT CHARLOTTE |
| State | FL |
| Zip | 33981-2066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PCH 053 1794 0002 PORT CHARLOTTE SEC53 BLK1794 LT 2 409/434 492/747 1229/1158 1913/1126 4467/926 |
| Legal Range | 21E |
| Legal Township | 40S |
| Legal Section | 31 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Block | 1794 |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 30102 |
Source: Charlotte County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12518 PATSY AVE, PORT CHARLOTTE, FL 33981-2066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 2, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on Record |
| Deed Sale | Aug 2, 2019 · Amount on Record |
| Prior Sale | Jul 2, 2001 · Amount on Record |
| Deed Document Number | 2731913 |
| Deed Book / Page | 4467 / 0926 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 12518 PATSY AVE, PORT CHARLOTTE, FL 33981-2066 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0046271224 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 4627/1224 |
| Instrument | 2848855 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 12518 PATSY AVE, PORT CHARLOTTE, FL 33981-2066 |
| Document Number | 0044670926 |
| Book / Page | 004467 / 000926 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 2731913 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | PREMIER TITLE/FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12518 PATSY AVE PORT CHARLOTTE FL 339812066, PORT CHARLOTTE, FL 33981-2066 |
| Document Number | 44670927 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 004467/000927 |
| Instrument | 2731914 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $155,694 (+5.99%) | $443,357 (+3.45%) Land $29,000 Building $414,357 |
| 2024 | $724.00 (+5.54%) | ||
| 2023 | $686.00 (+8.54%) Disabled Person's exemption Veteran's exemption | $146,899 (+3%) | $428,585 (-2%) Land $29,000 Building $399,585 |
| 2022 | $632.00 Disabled Person's exemption | $142,620 | $437,333 Land $24,650 Building $412,683 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 474 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 474 in force |
| Nearby Flood Claims | 83 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
May also be available: Hotwire Communications, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures