Charlotte County property record for 12471 Patsy Ave, Port Charlotte, FL 33981
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,195 sqft · built 1996 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Feb 2015) |
| Tax Bill | $3,069 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-21-31-480-002 |
| Primary APN | 40-21-31-480-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,195 sqft Living Area |
| Gross Area | 3,315 sqft |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Material | Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004554406 |
|---|---|
| Old Parcel Number | 00582650001007 |
| Street Address | 12471 PATSY AVE |
| City | PORT CHARLOTTE |
| State | FL |
| Zip | 33981-2067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PCH 053 1795 0017 PORT CHARLOTTE SEC53 BLK1795 LT 17 593/1338 926/42 966/1053 1143/432 1314/23 1416/2198 1447/1 |
| Legal Range | 21E |
| Legal Township | 40S |
| Legal Section | 31 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Block | 1795 |
| Legal Lot Number | 17 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 30102 |
Source: Charlotte County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12471 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2015 · Amount on Record |
| Deed Sale | Feb 20, 2015 · Amount on Record |
| Prior Sale | Jul 14, 2004 · Amount on Record |
| Deed Document Number | 2329814 |
| Deed Book / Page | 3944 / 273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 12471 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12471 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Document Number | 0003609115 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 3609115 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 12471 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0049000053 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 4900/53 |
| Instrument | 3038552 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,069.00 (-16.06%) | $200,865 (+20.31%) | $184,619 (+3.09%) Land $20,000 Building $164,619 |
| 2023 | $3,656.00 (+6.68%) | $166,956 (-18.69%) | $179,078 (-12.79%) Land $20,000 Building $159,078 |
| 2022 | $3,427.00 | $205,341 Land $14,025 Building $191,316 | $205,341 Land $14,025 Building $191,316 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 474 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 474 in force |
| Nearby Flood Claims | 83 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
May also be available: Hotwire Communications, Verizon.
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