Charlotte County property record for 12461 Patsy Ave, Port Charlotte, FL 33981
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 2024 |
| Lot Size | 0.284 acres (12,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,900 (Jun 2026) |
| Tax Bill | $5,092 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2022 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 402131480001 |
| Primary APN | 402131480001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 2,278 sqft |
| 1st Floor Area | 1,700 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 12,365 sqft (0.284 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 448 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00582650002006 |
|---|---|
| Street Address | 12461 PATSY AVE |
| City | PORT CHARLOTTE |
| State | FL |
| Zip | 33981-2067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PORT CHARLOTTE SEC53 BLK1795 LT 18 567/87 1104/749 1489/1362 1516/1470 2681/758 MARION COUNTY PROBATE 2020-CP-2060-LH 4826/1281 CD4880/1420 5028/1196 |
| Legal Range | 21E |
| Legal Township | 40S |
| Legal Section | 31 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Tract | PCH |
| Legal Block | 1795 |
| Legal Lot Number | 18 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 30102 |
Source: Charlotte County assessment roll, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12461 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 29, 2026 | Special Warranty Deed, Transfer · FHA Mortgage EMPOWER TITLE |
| Aug 2, 2022 | Warranty Deed, Transfer EMPOWER TITLE, EMPOWER TITLE LLC |
| Nov 22, 2021 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Aug 20, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Aug 2, 2022 · Amount on Record |
| Deed Document Number | 20263658789 |
| Prior Transfer Date | Oct 25, 2021 |
| Prior Transfer Doc | 0003025304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 29, 2026 |
| Property Address | 12461 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Document Number | 0003658789 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20263658789 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | EMPOWER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233,239.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12461 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Document Number | 0003658790, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20263658790 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 2, 2022 |
| Property Address | 12461 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Document Number | 0050281196 |
| Book / Page | 5028 / 1196 |
| Map Reference | MB 5 PG 67A |
| Instrument Date | Aug 1, 2022 |
| Instrument | 3135418 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $168.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2160 NW 50TH CIR, OCALA, FL 34482-3263 |
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294 |
| Investor | Possibly a Property Investor |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 22, 2021 |
| Property Address | 12461 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Document Number | 0048801420 |
| Book / Page | 4880 / 1420 |
| Map Reference | MB 5 PG 67A-67E |
| Instrument Date | Oct 25, 2021 |
| Instrument | 3025304 |
| Record Updated | Dec 11, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2160 NW 50TH CIR, OCALA, FL 34482-3263 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 20, 2021 |
| Property Address | 12461 PATSY AVE, PORT CHARLOTTE, FL 33981-2067 |
| Document Number | 0048261281 |
| Book / Page | 4826 / 1281 |
| Map Reference | MB 5 PG 67A-67E |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2987446 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2160 NW 50TH CIR, OCALA, FL 34482-3263 |
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,092.00 (+916.37%) | $283,816 (+1,657.37%) Land $17,000 Building $266,816 | $283,816 (+1,393.77%) Land $17,000 Building $266,816 |
| 2024 | $501.00 (-2.15%) | ||
| 2023 | $512.00 (+16.63%) | $16,150 (+21.21%) | $19,000 (+42.6%) Land $19,000 |
| 2022 | $439.00 | $13,324 Land $13,324 | $13,324 Land $13,324 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 474 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 474 in force |
| Nearby Flood Claims | 83 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
May also be available: Hotwire Communications, Verizon.
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