12490 Rd 270, Union, MS 39365 Property Records

Neshoba County property record for 12490 Rd 270, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,246 sqft · built 1990
Lot Size	19 acres (827,640 sqft)
Owner	2 Individual Names on Record
Tax Bill	$870 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12700-12-006.000`

Property Details

APN / Parcel Number

Primary APN	`12700-12-006.000`
Alternative APN	`15086`

Interior

Full Baths	2 Baths
Building Area	2,246 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	827,640 sqft (19 acres)
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	15086
Street Address	12490 ROAD 270
City	UNION
State	MS
Zip	39365-7016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF LOT 6 LESS RD ROW
Legal Lot Number	6
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	4
Census Block	4013
Census Tract	10600

Owner

Source: Neshoba County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12490 ROAD 270, UNION, MS 39365-7016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE
Sep 12, 2018	Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021
Deed Sale	May 24, 2021
Deed Document Number	0020212408
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	12490 ROAD 270, UNION, MS 39365-7016
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/4360
Date	May 24, 2021
Book Page	2021/4360
Instrument	2021-4360

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	12490 ROAD 270, UNION, MS 39365-7016
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/7401
Date	Sep 12, 2018
Book Page	2018/7401

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank
Address	NEWTON, MS 39345

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 27, 2038

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$870.00 (-2.58%) Homeowner's exemption	$11,115 (+8.66%)	$110,070 (+8.76%) Land $9,450 Building $100,620
2024	$893.00 (+7.07%)
2023	$834.00 (+173.44%) Homeowner's exemption	$10,229	$101,200 Land $9,470 Building $91,730
2021	$305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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