1248 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1248 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1956
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jul 2026)
Tax Bill	$542 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`012-321-029-000`

Property Details

APN / Parcel Number

Primary APN	`012-321-029-000`
Alternative APN	`012-321-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	4,500 sqft (0.103 acres)
Garage Area	283 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-321-029
Street Address	1248 HARDING ST
City	SEASIDE
State	CA
Zip	93955-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 S 12 1/2 FT OF LOT 17 & ALL OF LOTS 19 & 21 BLK 71 EXC POR TO CITY FOR ST & EXC RW
Legal Subdivision	CASA VERDE VILLAS
Legal Block	71
Legal Lot Number	17
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3030
Census Tract	13500

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1248 HARDING ST, SEASIDE, CA 93955-5519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed, Transfer CHICAGO TITLE COMPANY
Jul 15, 2026	Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Oct 26, 2023	Grant Deed, Transfer
Dec 18, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Deed Document Number	202623980
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 15, 2026
Property Address	1248 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000023979
Instrument Date	Jun 15, 2026
Instrument	202623979
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7801 PIPELINE RD, WRIGHTWOOD, CA 92397-9624

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 15, 2026
Property Address	1248 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000023980
Instrument Date	Jun 15, 2026
Instrument	202623980
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 HARDING ST, SEASIDE, CA 93955-5519

Mortgage

Document Number	0000023981,
Date	Jul 15, 2026
Instrument	202623981

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 26, 2023
Property Address	1248 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000037552
Map Reference	VOL 2 PG 15
Instrument Date	Oct 24, 2023
Instrument	2023037552
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1248 HARDING ST, SEASIDE, CA 93955-5519

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Dec 18, 2020
Property Address	1248 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000076086
Instrument Date	Nov 17, 2020
Instrument	76086
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1248 HARDING ST SEASIDE CA 939555519, SEASIDE, CA 93955-5519

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$44,283 (+2%) Land $6,549 Building $37,734
2025	$542.00 (+13.39%)	$43,416 (+4.04%) Land $6,421 Building $36,995
2023	$478.00 (-9.98%)	$41,732 Land $6,173 Building $35,559
2022	$531.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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