1224 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1224 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 811 sqft · built 1949
Lot Size	0.084 acres (3,650 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Nov 2025)
Tax Bill	$7,918 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`012-321-014-000`

Property Details

APN / Parcel Number

Primary APN	`012-321-014-000`
Alternative APN	`012-321-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	811 sqft Living Area
1st Floor Area	811 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	3,650 sqft (0.084 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	012-321-014
Street Address	1224 HARDING ST
City	SEASIDE
State	CA
Zip	93955-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 LOT 31 & 33 BLK 71 EXC WLY 2 FT & EXC ELY 4 FT OF WLY 6 FT
Legal Subdivision	CASA VERDE VILLAS
Legal Block	71
Legal Lot Number	31,33
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3030
Census Tract	13500

Owner

1224 Harding St is owned and occupied by an individual who bought it in November 2025.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1224 HARDING ST, SEASIDE, CA 93955-5519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 20, 2018	Deed of Trust, Mortgage · ARM HOMEXPRESS MORTGAGE CORP
Sep 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 19, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Aug 28, 2009 · Amount on File
Deed Document Number	202542172
Prior Transfer Date	Jan 19, 2024
Prior Transfer Doc	0000002589
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 10, 2025
Property Address	1224 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000042172
Map Reference	VOL 2 PG 15
Instrument Date	Nov 3, 2025
Instrument	2025042172
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 HARDING ST, SEASIDE, CA 93955-5519

Mortgage

Document Number	0000042173
Date	Nov 10, 2025
Instrument	2025042173

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1224 HARDING ST, SEASIDE, CA 93955-5519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053097
Date	Nov 20, 2018
Instrument	2018053097

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Non-Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	10.2%
Index	6-Month T-Bill
Max Rate	7.25%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 8, 2020
Property Address	1224 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000046671
Instrument Date	Aug 26, 2020
Instrument	46671
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1224 HARDING ST SEASIDE CA 939555519, SEASIDE, CA 93955-5519

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Aug 19, 2020
Property Address	1224 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000042232
Instrument Date	Aug 13, 2020
Instrument	42232
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 HARDING ST SEASIDE CA 939555519, SEASIDE, CA 93955-5519

Tax Assessment & Valuation

The 2025 property tax bill for 1224 Harding St was $7,918, up 17.1% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$700,000 (+9.4%) Land $500,000 Building $200,000
2025	$7,918.00 (+17.08%)	$639,846 Land $384,948 Building $254,898
2024	$6,763.00 (+100.5%)
2023	$3,373.00 (+1.41%)	$304,078 Land $164,203 Building $139,875
2022	$3,326.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1224 Harding St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1224 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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