1260 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1260 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,024 sqft · built 1963
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$692,000 (Aug 2020)
Tax Bill	$8,457 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Nov 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`012-321-030-000`

Property Details

APN / Parcel Number

Primary APN	`012-321-030-000`
Alternative APN	`012-321-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	4,500 sqft (0.103 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	012-321-030
Street Address	1260 HARDING ST
City	SEASIDE
State	CA
Zip	93955-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 ELY 73 FT OF LOTS 13, 15 & OF N 1/2 OF LOT 17 BLK 71 EXC EASEMENT OVER ELY 4 FT OF WLY 6 FT
Legal Subdivision	CASA VERDE VILLAS
Legal Block	71
Legal Lot Number	17
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3030
Census Tract	13500

Owner

1260 Harding St is owned and occupied by an individual who bought it in August 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1260 HARDING ST, SEASIDE, CA 93955-5519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jul 24, 2018	Grant Deed, Transfer · Conventional with PMI MORGAN FAMILY TRUST (PT)
Jul 24, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY
Jul 24, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Nov 19, 2018 · Amount on File
Deed Document Number	202043195
Prior Transfer Date	Jul 18, 2018
Prior Transfer Doc	0000032357
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 25, 2020
Property Address	1260 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000043195
Map Reference	MB 2 PG 15
Instrument Date	Aug 19, 2020
Instrument	2020043195
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1260 HARDING ST, SEASIDE, CA 93955-5519

Mortgage

Document Number	0000043196
Date	Aug 25, 2020
Instrument	2020043196

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 19, 2018
Property Address	1260 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000052934
Map Reference	MB2 PG15
Instrument Date	Nov 2, 2018
Instrument	2018052934
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO SALINAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 222114, CARMEL, CA 93922-2114

Mortgage

Document Number	0000052935
Date	Nov 19, 2018
Instrument	2018052935

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 24, 2018
Property Address	1260 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000032356
Instrument Date	Jul 19, 2018
Instrument	32356
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9834 BROOKGRASS PL SALINAS CA 939071010, SALINAS, CA 93907-1010

Mortgage

Document Number	32358
Date	Jul 24, 2018
Instrument	32358

Lender

Name	MORGAN FAMILY TRUST (PT)
Address	356 N PRIMROSE AVE, MONROVIA, CA 91016-2166

Agreement

Type	Conventional with PMI
Amount	Amount on Record

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Jul 24, 2018
Property Address	1260 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000032355
Instrument Date	Jul 19, 2018
Instrument	32355
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 LINDE CIR MARINA CA 939332205, MARINA, CA 93933-2205

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 24, 2018
Property Address	1260 HARDING ST, SEASIDE, CA 93955-5519
Document Number	0000032357
Instrument Date	Jul 18, 2018
Instrument	32357
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9834 BROOKGRASS PL SALINAS CA 939071010, SALINAS, CA 93907-1010

Tax Assessment & Valuation

The 2025 property tax bill for 1260 Harding St was $8,457 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$764,020 (+2%) Land $386,427 Building $377,593
2025	$8,457.00 Homeowner's exemption	$749,040 Land $378,850 Building $370,190
2023	$7,791.00 (+0.43%) Homeowner's exemption	$719,956 Land $364,140 Building $355,816
2022	$7,758.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1260 Harding St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1260 Harding St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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